"HSBC Platinum Rewards Cash Back MC"
HSBC Platinum MasterCard® with Cash Back Rewards Review
Written by: wanderer on 2011-02-24
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
wanderer's review: 
This card was approved online (used the pre-approval process) in 2005 with an initial credit line of $1,000 and at 9.90% apr as an HSBC Platinum Mastercard and one point for every dollar spent with credit scores of TU 702 EQ 695 EX 705. Note, I started with the Orchard Bank and migrated to Household Bank. Took a chance on the pre-approval process for a real HSBC Platinum Mastercard.
This card was approved online (used the pre-approval process) in 2005 with an initial credit line of $1,000 and at 9.90% apr as an HSBC Platinum Mastercard and one point for every dollar spent with credit scores of TU 702 EQ 695 EX 705. Note, I started with the Orchard Bank and migrated to Household Bank. Took a chance on the pre-approval process for a real HSBC Platinum Mastercard.
3 Comments
Comment 1 by hjm331
HSBC Platinum Rewards Cash Back MC 
on 2011-02-27
I've noticed that as well. HSBC hasn't been offering the HSBC brand credit cards ever since the CARD act went into effect.
on 2011-02-27 I've noticed that as well. HSBC hasn't been offering the HSBC brand credit cards ever since the CARD act went into effect.
Comment 2 by colonative
Re: HSBC on 2011-03-01
Congrats on the aging of the account. Good to see an HSBC card with a higher credit line!
HSBC has sent me 4 offers for the GM MasterCard (oddly enough to my PO Box) in the past month. It has HSBC printed on the front of the card. This could possibly be the last HSBC-branded card offered to the general public. The rest are Orchard and Household.
Keep in mind, HSBC is only here because they bought Household-a sub prime lender. Similar with Barclay's buying Juniper Bank another sub prime lender. HSBC and Barclay's are prime in other countries but either don't want to move to prime here or do not know how. American credit cards and consumers are quite different from the rest of the world...
on 2011-03-01 Congrats on the aging of the account. Good to see an HSBC card with a higher credit line! HSBC has sent me 4 offers for the GM MasterCard (oddly enough to my PO Box) in the past month. It has HSBC printed on the front of the card. This could possibly be the last HSBC-branded card offered to the general public. The rest are Orchard and Household.
Keep in mind, HSBC is only here because they bought Household-a sub prime lender. Similar with Barclay's buying Juniper Bank another sub prime lender. HSBC and Barclay's are prime in other countries but either don't want to move to prime here or do not know how. American credit cards and consumers are quite different from the rest of the world...
Comment 3 by wanderer
Re: HSBC Platinum Cash Back MC on 2011-03-09
Follow on the comments about HSBC card issuing. They are charging higher interest and annual fees in many of the foreign countires along with 55 day grace periods. Adding insult to injury their foreign cards are pretty cool looking and have high class benefits. The benefits are higher than many of the US cards from other banks! Guess we aren't worth it!
on 2011-03-09 Follow on the comments about HSBC card issuing. They are charging higher interest and annual fees in many of the foreign countires along with 55 day grace periods. Adding insult to injury their foreign cards are pretty cool looking and have high class benefits. The benefits are higher than many of the US cards from other banks! Guess we aren't worth it!
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Disclaimer: This content is not provided by Capital One Bank (USA), N.A.. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One Bank (USA), N.A.. Review content is powered by Finance Globe.
Disclaimer: This content is not provided by Capital One Bank (USA), N.A.. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One Bank (USA), N.A.. Review content is powered by Finance Globe.
