"Finally Approved.."
Discover® More® Card Review
Written by: locnguyun on 2011-02-17
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locnguyun's review: After months of trying, Discover was able to approved me for $1000 student more card. At first I was declined because of my student status. After two different attempt of trying to get a RECON, I practically gaved up on Discover.
Within hours, something triggered Discover to give me a call back later on the day. After a brief conversation, they approved me.
I've finally reached my credit cards goals. That goal was to establish a history with all Visa, AMEX, Discover & Mastercard.
I will let all my cards grow and stop applying!
Current Cards:
AMEX Zync
AMEX Blue Cash
Discover Student More
BofA AMEX Accelerated Rewards
BofA Bankamericard
Citi "Thank You" Preferred Mastercard(Previously Diamond Preferred Rewards)
Best Buy HSBC Store Card.
This may be a lot of credit cards for my age (21) but I wanted to establish credit early on and grow with these companies. My purpose is to hopefully purchase a home for me & parents later on when I graduate from school.
Within hours, something triggered Discover to give me a call back later on the day. After a brief conversation, they approved me.
I've finally reached my credit cards goals. That goal was to establish a history with all Visa, AMEX, Discover & Mastercard.
I will let all my cards grow and stop applying!
Current Cards:
AMEX Zync
AMEX Blue Cash
Discover Student More
BofA AMEX Accelerated Rewards
BofA Bankamericard
Citi "Thank You" Preferred Mastercard(Previously Diamond Preferred Rewards)
Best Buy HSBC Store Card.
This may be a lot of credit cards for my age (21) but I wanted to establish credit early on and grow with these companies. My purpose is to hopefully purchase a home for me & parents later on when I graduate from school.
7 Comments
Comment 1 by wanderer
Re: Finally Approved.. on 2011-02-17
Congratulations! You reached your credit goals. Now you can develop length of average credit which will increase your scores. Do you know what your scores were when you got approved? Your FICO Scores are great. You know what needs to happen in the credit world!
Congratulations! You reached your credit goals. Now you can develop length of average credit which will increase your scores. Do you know what your scores were when you got approved? Your FICO Scores are great. You know what needs to happen in the credit world!
Comment 2 by locnguyun
Re: Finally Approved.. on 2011-02-17
Fico Score on both reports were
748 TU
728 Equifax
Feb 16, 2011
Fico Score on both reports were
748 TU
728 Equifax
Feb 16, 2011
Comment 5 by colonative
Re: Finally Approved.. on 2011-02-17
Congratulations! Looks like you have a good mix of prime cards.
Congratulations! Looks like you have a good mix of prime cards.
Comment 7 by derek1061
Re: Finally Approved.. on 2011-02-24
I have a question did you have to show proof of income. I was told Discover requires this? Is it true
I have a question did you have to show proof of income. I was told Discover requires this? Is it true
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Disclaimer: This content is not provided by Discover Card. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Discover Card. Review content is powered by Finance Globe.