"Nice Surprise"
USAA Cash Rewards® World MasterCard® Review
Written by: docseuss on 2011-01-26
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
docseuss's review: 
Didn't really expect to get approved for this card but got it with $4k limit and 15.9% apr. Think I will take the advice from the members on this site and sit on the cards I've got for awhile. Recived Disc for 3K, Best Buy store for 2.2K and this one in the last 30 days. Sock drawer time for the orchard and first primier. Thanks to all for posting comments and advice!!
These are my scores before all the apps and new tradelines. EX is plus score other two are true FICO. TU is a little higher as it doesn't have the one baddie of a medical collection of $114.00.
EX = 663
TU = 738
EQ = 672
Didn't really expect to get approved for this card but got it with $4k limit and 15.9% apr. Think I will take the advice from the members on this site and sit on the cards I've got for awhile. Recived Disc for 3K, Best Buy store for 2.2K and this one in the last 30 days. Sock drawer time for the orchard and first primier. Thanks to all for posting comments and advice!!
These are my scores before all the apps and new tradelines. EX is plus score other two are true FICO. TU is a little higher as it doesn't have the one baddie of a medical collection of $114.00.
EX = 663
TU = 738
EQ = 672
6 Comments
Comment 1 by colonative
Re: USAA 
on 2011-01-26
Congrats on your approval. USAA is a great bank and if you keep your nose clean this card will likely reward you with a lower APR and higher credit line over time.
on 2011-01-26 Congrats on your approval. USAA is a great bank and if you keep your nose clean this card will likely reward you with a lower APR and higher credit line over time.
Comment 2 by wanderer
Re: Nice Surprise on 2011-01-26
Congrats! I have accounts with USAA and they have been the best. Also, as previously mentioned, keep good credit and reap the rewards. I noticed you have good card now so the sub-primes can go away.
on 2011-01-26 Congrats! I have accounts with USAA and they have been the best. Also, as previously mentioned, keep good credit and reap the rewards. I noticed you have good card now so the sub-primes can go away.
Comment 4 by kdb030609
Re: Nice Surprise on 2011-01-29
Congratulations!!! USAA is definately a good company to do business with. Their customer service is excellent. They are very helpful and friendly. That is a nice starting limit and interest rate as well.
on 2011-01-29 Congratulations!!! USAA is definately a good company to do business with. Their customer service is excellent. They are very helpful and friendly. That is a nice starting limit and interest rate as well.
Comment 5 by rsty99
Re: Nice Surprise on 2011-03-07
Welcome to the club, USAA has always been great. Contrats again.
on 2011-03-07 Welcome to the club, USAA has always been great. Contrats again.
Comment 6 by akrs80
Re: Nice Surprise on 2011-04-09
Congrats on rebuilding your credit. It takes time but it's such a relief considering how it affects so many different aspects of our life other than just buying necessities and wants. I'm sure the USAA card is great to have. Do you know if you have access to their insurance benefits, etc.? It was always current or former military only but it's nice to see they have opened it up to anyone who meets their requirements. I pay less than half in insurance costs with USAA for both car and home compared to many of my friends w/similar clean insurance history.
on 2011-04-09 Congrats on rebuilding your credit. It takes time but it's such a relief considering how it affects so many different aspects of our life other than just buying necessities and wants. I'm sure the USAA card is great to have. Do you know if you have access to their insurance benefits, etc.? It was always current or former military only but it's nice to see they have opened it up to anyone who meets their requirements. I pay less than half in insurance costs with USAA for both car and home compared to many of my friends w/similar clean insurance history.
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Disclaimer: This content is not provided by USAA Savings Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by USAA Savings Bank. Review content is powered by Finance Globe.
Disclaimer: This content is not provided by USAA Savings Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by USAA Savings Bank. Review content is powered by Finance Globe.
