"Online Approval"
Discover® More® Card Review
Written by: docseuss on 2011-01-16
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
docseuss's review: First 'Real' credit card I applied for since rebuilding my credit was pleased to get the $3K CL. Can't wait for the day I can kick the First Premier, Orchard and Capital One cards to the curb.
EX = 663
TU = 738
EQ = 672
EX = 663
TU = 738
EQ = 672
8 Comments
Comment 2 by docseuss
Re: Online Approval on 2011-01-16
Not sure what you are asking by CR, credit rating? As I posted my current scores. When I first decided to focus on rebuilding my credit was in the 400's not BKs.
Not sure what you are asking by CR, credit rating? As I posted my current scores. When I first decided to focus on rebuilding my credit was in the 400's not BKs.
Comment 3 by locnguyun
Re: Online Approval on 2011-01-17
CR = Credit Report
All the little informations would help other members that are interested in this card.
CR = Credit Report
All the little informations would help other members that are interested in this card.
Comment 4 by mrrob
Re: Online Approval on 2011-01-17
Congrats on getting Discover. I had this card once and was great. I would keep Capitol 1 but place 1st premiere and orchard in t dresser drawer
Congrats on getting Discover. I had this card once and was great. I would keep Capitol 1 but place 1st premiere and orchard in t dresser drawer
Comment 5 by wanderer
Re: Online Approval on 2011-01-17
Congrats! I too had this card once. Liked it.
Congrats! I too had this card once. Liked it.
Comment 6 by docseuss
Re: Online Approval on 2011-01-26
I've seen on this site Capital One has some good cards but the one I have is only $500 which they just denied me a CLI starting 2 months ago, after having the card about 14 months, they started charging me a $5 per month 'membership fee'.
I've seen on this site Capital One has some good cards but the one I have is only $500 which they just denied me a CLI starting 2 months ago, after having the card about 14 months, they started charging me a $5 per month 'membership fee'.
Comment 7 by docseuss
Re: Online Approval on 2011-01-26
As for my CR my scores are posted in the original text. I've been paying my truck for about 3 1/2 years. I have one medical collection of $114 from 3 years ago but it doesn't show on TU. Average length of revolving credit is less than 2 years. Care One(GEMB) $1000 had for 30 months, First Primier $375(up from $250 1 CLI) had for 24 months, Capital One $500 had for 18 months, Orchard Bank $300 had for 6 months. Utilization on cards has ranged from almost max out(never over, never late). Sometimes carry a balance but all were less the $20 when I ran the above scores and applied for new cards.
As for my CR my scores are posted in the original text. I've been paying my truck for about 3 1/2 years. I have one medical collection of $114 from 3 years ago but it doesn't show on TU. Average length of revolving credit is less than 2 years. Care One(GEMB) $1000 had for 30 months, First Primier $375(up from $250 1 CLI) had for 24 months, Capital One $500 had for 18 months, Orchard Bank $300 had for 6 months. Utilization on cards has ranged from almost max out(never over, never late). Sometimes carry a balance but all were less the $20 when I ran the above scores and applied for new cards.
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Disclaimer: This content is not provided by Discover Card. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Discover Card. Review content is powered by Finance Globe.