"I've Had Worse...not A Bad Initial Credit Limit!"
Visa® Platinum Review
Written by: wndblwn06 on 2010-12-15
Overall Satisfaction
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wndblwn06's review: 
I received a preapproval notice in the mail in July 2010. Decided to apply, because at the time I was with First Premier Bank and thought the fees were crazy and they wouldn't give me a cli. My credit score at the time was hovering around the 600 mark. Much to my suprise, I was approved and given a credit limit of $1,000. The first years annual fee was $75. Each year after, I believe the af is $58 or so. Or course the interest rate is high, over 20%, but I'm trying to not carry a balance on it, so I'm not too concerned about that. I'm going to wait a=while longer before I ask for a cli, maybe after 12 months of good history. I would definitely recommend this card to anyone who is trying to rebuild their credit. I got tired of credit cards with 200 or 300 dollar credit limits... So I said GOODBYE and GOOD RIDDANCE to 1st Premier Bank!
I received a preapproval notice in the mail in July 2010. Decided to apply, because at the time I was with First Premier Bank and thought the fees were crazy and they wouldn't give me a cli. My credit score at the time was hovering around the 600 mark. Much to my suprise, I was approved and given a credit limit of $1,000. The first years annual fee was $75. Each year after, I believe the af is $58 or so. Or course the interest rate is high, over 20%, but I'm trying to not carry a balance on it, so I'm not too concerned about that. I'm going to wait a=while longer before I ask for a cli, maybe after 12 months of good history. I would definitely recommend this card to anyone who is trying to rebuild their credit. I got tired of credit cards with 200 or 300 dollar credit limits... So I said GOODBYE and GOOD RIDDANCE to 1st Premier Bank!
3 Comments
Comment 1 by wanderer
Re: Not A Bad Initial Credit Limit 
on 2010-12-17
Best of luck on your improving credit! It takes a long time so patience must be a virtual. Yes, Premier Bank offers a starting point but, whew are they expensive.
on 2010-12-17 Best of luck on your improving credit! It takes a long time so patience must be a virtual. Yes, Premier Bank offers a starting point but, whew are they expensive.
Comment 3 by wndblwn06
Re: I've Had Worse...not A Bad Initial Credit Limit! on 2011-05-31
Trying my best to just pay this one off and close it...:) I am not a fan of annual fees.
on 2011-05-31 Trying my best to just pay this one off and close it...:) I am not a fan of annual fees.
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Disclaimer: This content is not provided by Credit One Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Credit One Bank. Review content is powered by Finance Globe.
