"They Actually Approved Me."
Orchard Bank Classic MasterCards Review
Written by: bui004 on 2010-11-28
Overall Satisfaction
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bui004's review: 
So, I am in the process of rebuilding my credit. I heard some things about orchard on here so I decided to check it out. Pre-qaulified for unsecured card. Then have been finally approved for a $320 credit line.
Heres factors that may have contributed to my approval (or lack of thinking that I would be approved)
I have some collections for college (8 total)
I didn't have an open major credit card.
I have two current and open/never late student loans totalling 39,000.
I do not have a retail card.
Income of 27,000.
No mortage/ auto loan.
Hope this helps people.
Annual fee, and interest rate high. Plan to pay off every month though.
So, I am in the process of rebuilding my credit. I heard some things about orchard on here so I decided to check it out. Pre-qaulified for unsecured card. Then have been finally approved for a $320 credit line.Heres factors that may have contributed to my approval (or lack of thinking that I would be approved)
I have some collections for college (8 total)
I didn't have an open major credit card.
I have two current and open/never late student loans totalling 39,000.
I do not have a retail card.
Income of 27,000.
No mortage/ auto loan.
Hope this helps people.
Annual fee, and interest rate high. Plan to pay off every month though.
1 Comment
Comment 1 by wanderer
Re: They Actually Approved Me. 
on 2010-12-01
Congrats! Started with this card myself and a $300 CL. Openned doors for me.
on 2010-12-01 Congrats! Started with this card myself and a $300 CL. Openned doors for me.
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Disclaimer: This content is not provided by Capital One Bank (USA), N.A.. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One Bank (USA), N.A.. Review content is powered by Finance Globe.
