"Approved"
My Best Buy® Visa® Card Review
Written by: matthew101 on 2010-11-23
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
matthew101's review: 
I received an offer in the mail saying I was pre-approved for this card. My scores are btwn 630-649. I applied online and was not approved instantly, they were to get back to me. I figured that was a no. Few days later received email welcoming me to the Best Buy Reward Zone Mastercard. Got the card yesterday with a $300 CL. Upon activating the card, I was told that the AF was $74. Finding this website I took the advice of others and called to threaten to cancel. Transferring me to an Accounts Manager she offers to cut the fee in half to $37 which I was OK with. Mentioning the low CL, I was shot down by her saying that's all she can do but they do review the accounts on a regular basis for CLI. On a side note: I was instantly approved online for Capital One Platinum Visa with a $300 CL and after three payments it was increased to $500.
I received an offer in the mail saying I was pre-approved for this card. My scores are btwn 630-649. I applied online and was not approved instantly, they were to get back to me. I figured that was a no. Few days later received email welcoming me to the Best Buy Reward Zone Mastercard. Got the card yesterday with a $300 CL. Upon activating the card, I was told that the AF was $74. Finding this website I took the advice of others and called to threaten to cancel. Transferring me to an Accounts Manager she offers to cut the fee in half to $37 which I was OK with. Mentioning the low CL, I was shot down by her saying that's all she can do but they do review the accounts on a regular basis for CLI. On a side note: I was instantly approved online for Capital One Platinum Visa with a $300 CL and after three payments it was increased to $500.
4 Comments
Comment 2 by mrrob
Re: Approved 
on 2010-11-24
Congrats on this card. I have had this one for about 2 years, its a credit builder
on 2010-11-24 Congrats on this card. I have had this one for about 2 years, its a credit builder
Comment 3 by brian23
Re: Approved on 2010-11-24
Congrats! Yeap, had the card for 2 years too and closed it because of no CLI. It's def a rebuilder card, but it will help to open doors to other cards in the future for you.
on 2010-11-24 Congrats! Yeap, had the card for 2 years too and closed it because of no CLI. It's def a rebuilder card, but it will help to open doors to other cards in the future for you.
Comment 4 by _leo_
Re: Approved on 2010-12-07
Congratulations!
Ive had the card for over 2 years now, and only received 1 credit increase for $100 a year ago. I recently called in to attempt to get one to be told they are not giving customer requested increases at this time.
on 2010-12-07 Congratulations! Ive had the card for over 2 years now, and only received 1 credit increase for $100 a year ago. I recently called in to attempt to get one to be told they are not giving customer requested increases at this time.
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Disclaimer: This content is not provided by Citibank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citibank. Review content is powered by Finance Globe.
