"Instant Approval!!"
Walmart® Credit Card Review
Written by: loukyguy on 2010-11-09
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
loukyguy's review: 
It's been 6 months since I applied for anything so I thought I would give it a try and with Christmas coming up I thought this card would come in handy. So I applied and to my amazement I got an online instant approval for $700.00
I was hoping to get the Wal-Mart Discover, but that didn't happen obviously. Does anyone know what score is needed to get approval for it or how long you have to have a regular Wal-Mart card before you can upgrade??
My scores at the time were TU 667 and EQ 645 not sure which one they pulled though.
It's been 6 months since I applied for anything so I thought I would give it a try and with Christmas coming up I thought this card would come in handy. So I applied and to my amazement I got an online instant approval for $700.00I was hoping to get the Wal-Mart Discover, but that didn't happen obviously. Does anyone know what score is needed to get approval for it or how long you have to have a regular Wal-Mart card before you can upgrade??
My scores at the time were TU 667 and EQ 645 not sure which one they pulled though.
5 Comments
Comment 1 by mizzcc1
Re: Instant Approval!! 
on 2010-11-09
Congrats on the approval!
Wal-Mart does not do upgrades however. I also have a regular Wal-Mart card and I called to inquire about upgrading to a Wal-Mart Discover. The rep told me that they do not do upgrades, however you can apply again and have BOTH the regular account AND the Discover account. I said no thanks because I didn't want to open another account and have my average account age go down. So I'm just sticking with the regular account.
on 2010-11-09 Congrats on the approval!Wal-Mart does not do upgrades however. I also have a regular Wal-Mart card and I called to inquire about upgrading to a Wal-Mart Discover. The rep told me that they do not do upgrades, however you can apply again and have BOTH the regular account AND the Discover account. I said no thanks because I didn't want to open another account and have my average account age go down. So I'm just sticking with the regular account.
Comment 3 by wanderer
Re: Also Approved on 2010-11-16
Congrats! What were your FICO Scores, Credit Limit and APR? It would be helpful to the readers.
on 2010-11-16 Congrats! What were your FICO Scores, Credit Limit and APR? It would be helpful to the readers.
Comment 4 by mrrob
Re: Also Approved on 2010-11-16
Congrats on getting this card. I have this one as well, would like the discover card
on 2010-11-16 Congrats on getting this card. I have this one as well, would like the discover card
Comment 5 by cmichaelme
Re: Also Approved on 2010-11-17
Credit score 684 with a limit of $400.00 at 19%
on 2010-11-17 Credit score 684 with a limit of $400.00 at 19%
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Disclaimer: This content is not provided by Synchrony Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Synchrony Bank. Review content is powered by Finance Globe.
