"20 DAYS"
Hooters MasterCard Review
Written by: aries12c on 2010-11-03
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
aries12c's review: 
Rockin35 and Meya, watch out... Theres a new HOOT in town...
I applied on October 13 2010, I got the typical 7 to 10 day message. So I call back a week later and still my application is pending..
Finally on Oct 26, merrick bank calls me (they have an 801 number.) they verified my application and was approved. So then I asked the creditor what my limit would be. She said 2800. 2800!! Yess...
So I call back almost a week later, November 1. Lady tells me that they have finished processing my card and that it has just been mailed to me.
So I ask her the 64000 dollar question. What is my annual fee. She replies. No annual fee. Yess!!! And I ask her what is my apr. Replied 16.45%. Yesssss!!! I asked her that is the lowest they offer, and she says that is true.
Well I checked my mail a day later, and whatdoyouknow... HOOTERS!!! So the entire process from application to activation took 20 days..
I have read all of the reviews and looked over all of the statuses. I am filled with pride at this moment because I have the lowest apr, the highest limit, and no apr since the credit crunch of 2008...
Rockin35, meya, hope to hear your comments...
Rockin35 and Meya, watch out... Theres a new HOOT in town...I applied on October 13 2010, I got the typical 7 to 10 day message. So I call back a week later and still my application is pending..
Finally on Oct 26, merrick bank calls me (they have an 801 number.) they verified my application and was approved. So then I asked the creditor what my limit would be. She said 2800. 2800!! Yess...
So I call back almost a week later, November 1. Lady tells me that they have finished processing my card and that it has just been mailed to me.
So I ask her the 64000 dollar question. What is my annual fee. She replies. No annual fee. Yess!!! And I ask her what is my apr. Replied 16.45%. Yesssss!!! I asked her that is the lowest they offer, and she says that is true.
Well I checked my mail a day later, and whatdoyouknow... HOOTERS!!! So the entire process from application to activation took 20 days..
I have read all of the reviews and looked over all of the statuses. I am filled with pride at this moment because I have the lowest apr, the highest limit, and no apr since the credit crunch of 2008...
Rockin35, meya, hope to hear your comments...
2 Comments
Comment 1 by wanderer
Re: 20 DAYS 
on 2010-11-04
WOW! A new sheriff is in town. Unbelievable?! The CL, APR and no AF! Unheard of! Enjoy.
on 2010-11-04 WOW! A new sheriff is in town. Unbelievable?! The CL, APR and no AF! Unheard of! Enjoy.
Comment 2 by ari
Re: 20 DAYS on 2010-11-04
Big Congrats on your stellar limit and APR. Nothing like stating the obvious but use the card wisely. These days having a balance approaching $2500. Can easily bring a minimum monthly payment of $80 or more. I hate to sound like a "know it all" but I'm happy to share my experiences in hopes that people can benefit from them. Good luck!
on 2010-11-04 Big Congrats on your stellar limit and APR. Nothing like stating the obvious but use the card wisely. These days having a balance approaching $2500. Can easily bring a minimum monthly payment of $80 or more. I hate to sound like a "know it all" but I'm happy to share my experiences in hopes that people can benefit from them. Good luck!
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Disclaimer: This content is not provided by Merrick Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Merrick Bank. Review content is powered by Finance Globe.
