"One Of The Best Out There."
Citi® Diamond Preferred® Card Review
Written by: jpr0204 on 2010-10-28
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
jpr0204's review: 
I just applied for this card on 10/22 and am still waiting to receive it but here is the review so far.
It was an instant online approval with a FICO of 757.
I received a $6,300 CL.
APR is 11.99% V
Received a balance transfer offer of 0% for 21 months!
I will be taking advantage of this balance transfer offer for sure. Out of all of my cards and my fiancee's cards I only have one with a balance of $3,162 at a 13.99% APR. So, once I move this over to this new card I'll have 21 months to pay it off with no interest and over $1,358 in interest charges...
I just applied for this card on 10/22 and am still waiting to receive it but here is the review so far.It was an instant online approval with a FICO of 757.
I received a $6,300 CL.
APR is 11.99% V
Received a balance transfer offer of 0% for 21 months!
I will be taking advantage of this balance transfer offer for sure. Out of all of my cards and my fiancee's cards I only have one with a balance of $3,162 at a 13.99% APR. So, once I move this over to this new card I'll have 21 months to pay it off with no interest and over $1,358 in interest charges...
5 Comments
Comment 1 by wanderer
Re: One Of The Best Out There. 
on 2010-10-28
Awesome...! Congrats on a quality card with good benefits. Most on this site have done well by Citi Bank. They like the rewards... And BTs!
on 2010-10-28 Awesome...! Congrats on a quality card with good benefits. Most on this site have done well by Citi Bank. They like the rewards... And BTs!
Comment 2 by kdb030609
Re: One Of The Best Out There. on 2010-10-28
Congratulations !!! That is a nice starting limit for a card. You can't go wrong with a Citibank card. They have great customer service. They also grow with you. In less than two years one of my accounts has gone from CL $1300 to $9300. The rate is good also 9.24%.
on 2010-10-28 Congratulations !!! That is a nice starting limit for a card. You can't go wrong with a Citibank card. They have great customer service. They also grow with you. In less than two years one of my accounts has gone from CL $1300 to $9300. The rate is good also 9.24%.
Comment 3 by locnguyun
Re: One Of The Best Out There. on 2010-10-28
Congrats on your approval! Just curious, why didn't you go for the Diamond Preferred Rewards?
on 2010-10-28 Congrats on your approval! Just curious, why didn't you go for the Diamond Preferred Rewards?
Comment 4 by jpr0204
Re: One Of The Best Out There. on 2010-10-29
I didn't go for the Diamond Preferred Rewards because if you read the fine print, the Rewards APR is actually 1% higher at 12.99% than the regular Diamond preferred at 11.99%. Also, I already get the best rewards from my Amex Blue Cash and would've rather have the lower APR.
on 2010-10-29 I didn't go for the Diamond Preferred Rewards because if you read the fine print, the Rewards APR is actually 1% higher at 12.99% than the regular Diamond preferred at 11.99%. Also, I already get the best rewards from my Amex Blue Cash and would've rather have the lower APR.
Comment 5 by locnguyun
Re: One Of The Best Out There. on 2010-10-29
IMO if your not planning to keep a balance, then I think the rewards card would benefit you a lot more because all the perks that it offers. Don't get me wrong these are both excellent cards.
on 2010-10-29 IMO if your not planning to keep a balance, then I think the rewards card would benefit you a lot more because all the perks that it offers. Don't get me wrong these are both excellent cards.
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Disclaimer: This content is not provided by Citibank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citibank. Review content is powered by Finance Globe.
