"Love American Express"
American Express® Green Card Review
Written by: derek1061 on 2010-10-15
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
derek1061's review: 
Ok so today I got a pre approved offer from American Express Green card. I was scared to apply but glad that I did. I got approved for the green card with no spending limit. My FICO score at the time was 730 but I only have 8 months credit history. Im so excited to have this card. Two thumbs up for American Express.
Ok so today I got a pre approved offer from American Express Green card. I was scared to apply but glad that I did. I got approved for the green card with no spending limit. My FICO score at the time was 730 but I only have 8 months credit history. Im so excited to have this card. Two thumbs up for American Express.
7 Comments
Comment 1 by wanderer
Re: Love American Express 
on 2010-10-15
Totally cool! Great start and good FICO Score!
on 2010-10-15 Totally cool! Great start and good FICO Score!
Comment 2 by nogiblue
Re: Love American Express on 2010-10-15
WOW only 8mths credit history ? What other credit cards, installment loans do you have ? I really want this card but am thinking of applying for the zync card due to short credit history.
on 2010-10-15 WOW only 8mths credit history ? What other credit cards, installment loans do you have ? I really want this card but am thinking of applying for the zync card due to short credit history.
Comment 3 by jeannieavc
Re: Love American Express on 2010-10-15
Congrats!! When you say pre-approved do you mean the mail that says "you've been selected"? And which bureau did they pull? I appreciate any feedback.
on 2010-10-15 Congrats!! When you say pre-approved do you mean the mail that says "you've been selected"? And which bureau did they pull? I appreciate any feedback.
Comment 4 by thomas1
Re: Love American Express on 2010-10-16
Amex will pull Experian 99% of the time for charge card products. However, they don't use FICO scoring models as they use their own internal scoring system
Hope this helps
on 2010-10-16 Amex will pull Experian 99% of the time for charge card products. However, they don't use FICO scoring models as they use their own internal scoring systemHope this helps
Comment 5 by joeyman
Re: Love American Express on 2010-10-17
You've got to be the luckiest guy. Are you a join account holder on your parents cards or something? Usually AMEX doesn't approve people with such little credit history. Although, lately I feel like they're being a little easier on folks.
on 2010-10-17 You've got to be the luckiest guy. Are you a join account holder on your parents cards or something? Usually AMEX doesn't approve people with such little credit history. Although, lately I feel like they're being a little easier on folks.
Comment 6 by derek1061
Re: Love American Express on 2010-10-19
I have no other credit account of my own except the Capital One Classic Platinum. Ive also been an authorized user on my mom's HSBC BestBuy Rewardzone Mastercard. Oh and AMEX pulled my Experian credit report.
on 2010-10-19 I have no other credit account of my own except the Capital One Classic Platinum. Ive also been an authorized user on my mom's HSBC BestBuy Rewardzone Mastercard. Oh and AMEX pulled my Experian credit report.
Comment 7 by bc8787
Re: Love American Express on 2011-04-06
@joeyman- I believe they are being easier. I applied for an American Express about 6 months ago and got denied. I got approved today with the same score I had 6 months ago.
on 2011-04-06 @joeyman- I believe they are being easier. I applied for an American Express about 6 months ago and got denied. I got approved today with the same score I had 6 months ago.
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Disclaimer: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express. Review content is powered by Finance Globe.
