"Low Credit Limit And $39.00 Fee"
My Best Buy® Visa® Card Review
Written by: terryautin on 2010-08-31
Overall Satisfaction
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terryautin's review: 
I got the bill before I even activated my card. It was $39.00 annual fee due right away and the limit for the card, which I had not even used yet was only $500.00. Yeah... I did not activate the card and canceled it and paid the devil their $39.00. I will never go into Best Buy again.
I got the bill before I even activated my card. It was $39.00 annual fee due right away and the limit for the card, which I had not even used yet was only $500.00. Yeah... I did not activate the card and canceled it and paid the devil their $39.00. I will never go into Best Buy again.
2 Comments
Comment 1 by wanderer
Re: Low Credit Limit And $39.00 Fee 
on 2010-09-02
WOW! You started with a $500 CL. Not bad for this card! Congrats! Use it and push for CL's. They are not known to be high CL grantors but, it opens doors for other cards!
on 2010-09-02 WOW! You started with a $500 CL. Not bad for this card! Congrats! Use it and push for CL's. They are not known to be high CL grantors but, it opens doors for other cards!
Comment 2 by colonative
Re: Low Credit Limit And $39.00 Fee on 2010-09-04
I would have kept the account open for a year to make the inquiry and the $39 fee that you paid worth it. After a year, call them to see if they can waive or reduce the annual fee.
Since you did close the account, I would suggest writing to them to have the trade line deleted from your credit report so it does not affect your score having a brand new account. It may or may not work, but worth a shot.
on 2010-09-04 I would have kept the account open for a year to make the inquiry and the $39 fee that you paid worth it. After a year, call them to see if they can waive or reduce the annual fee.Since you did close the account, I would suggest writing to them to have the trade line deleted from your credit report so it does not affect your score having a brand new account. It may or may not work, but worth a shot.
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Disclaimer: This content is not provided by Citibank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citibank. Review content is powered by Finance Globe.
