"APPROVED"
Nationwide Bank® Visa® Credit Card Review
Written by: joearg29 on 2010-08-11
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joearg29's review: 
I applied on the 2ND OF August, approved FOR 50,000!!! Was shocked!! TU FICO was 813 at the time no inq. And AAoA was 7 yRS
I applied on the 2ND OF August, approved FOR 50,000!!! Was shocked!! TU FICO was 813 at the time no inq. And AAoA was 7 yRS
5 Comments
Comment 1 by thomas1
Re: APPROVED 
on 2010-08-11
That's what I call a credit line!! I am going for this one in short order.
I've been hearing and reading about this card from my friends over at myFICO, and the ridiculous lines they have been approving lately. I think the thing here with Nationwide is that they are inquiry sensitive. 99% TU pullers. Also scores of 690 and above have better chance of approval.
Good bank with no frills...1% cashback on purchases, 12 mos 0% on auto repairs, and 6mos 0% on BT's and purchases
Congrats!!
on 2010-08-11 That's what I call a credit line!! I am going for this one in short order.I've been hearing and reading about this card from my friends over at myFICO, and the ridiculous lines they have been approving lately. I think the thing here with Nationwide is that they are inquiry sensitive. 99% TU pullers. Also scores of 690 and above have better chance of approval.
Good bank with no frills...1% cashback on purchases, 12 mos 0% on auto repairs, and 6mos 0% on BT's and purchases
Congrats!!
Comment 2 by joearg29
Re: APPROVED on 2010-08-11
Thanks, I applied simply because I am switching State farm for Nationwide to do insurance on my 2nd home. So the agent like state farm, urged to apply so I did first card in a long time, and INQ. But because the CL is good, I will keep it I have not yet got in the mail. So yup they have crazy approval process I hear, some people with 60% utl getting approved for 14k others with 5% utl and long history of accounts denied. I have no idea how they underwrite but I would pull the trigger and app especially if you have any insurance or product as it significantly raises your probability of high CL and approval.
on 2010-08-11 Thanks, I applied simply because I am switching State farm for Nationwide to do insurance on my 2nd home. So the agent like state farm, urged to apply so I did first card in a long time, and INQ. But because the CL is good, I will keep it I have not yet got in the mail. So yup they have crazy approval process I hear, some people with 60% utl getting approved for 14k others with 5% utl and long history of accounts denied. I have no idea how they underwrite but I would pull the trigger and app especially if you have any insurance or product as it significantly raises your probability of high CL and approval.
Comment 3 by joearg29
Re: APPROVED on 2010-08-12
Card should come in today, Will ask for CLI at activation to 50-60K... Crossing fingers
on 2010-08-12 Card should come in today, Will ask for CLI at activation to 50-60K... Crossing fingers
Comment 4 by joearg29
Re: APPROVED on 2010-08-12
Almost Forgot, Did get 100K limit, included some royalty income, this is crazy. They were really nice!! I think if you have 2 inq or less and utl between 8-15% and AAoA at least 3 years You have a solid chance, and 50k+ income
on 2010-08-12 Almost Forgot, Did get 100K limit, included some royalty income, this is crazy. They were really nice!! I think if you have 2 inq or less and utl between 8-15% and AAoA at least 3 years You have a solid chance, and 50k+ income
Comment 5 by wanderer
Re: APPROVED on 2010-09-02
Congrats! Good to know more about this card. Used to have a pile of money with Nationwide in a 457K. Loved them but I changed employment and had to get out. Sorry but those were the rules. Still miss them...!
on 2010-09-02 Congrats! Good to know more about this card. Used to have a pile of money with Nationwide in a 457K. Loved them but I changed employment and had to get out. Sorry but those were the rules. Still miss them...!
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Disclaimer: This content is not provided by Nationwide Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Nationwide Bank. Review content is powered by Finance Globe.
