"APR"
HSBC Platinum MasterCard with Cash or Fly Rewards Review
Written by: paula on 2007-08-31
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paula's review: 
The minimum APR on the HSBC Amex Card is 14% with a promotional balance transfer APR 0%. The penalty APR: 19.99% (I'm guessing that's the default rate).
The minimum APR on the HSBC Amex Card is 14% with a promotional balance transfer APR 0%. The penalty APR: 19.99% (I'm guessing that's the default rate).
3 Comments
Comment 1 by brammy
Re Paula 
on 2007-08-31
Not bad I guess for HSBC. I know the AMEX Blue cash min is 13.25% but you have that added bonus of cash back. More than likely that 19.99 percent if 19.99% plus prime if its the default rate.
I may not qual for it, it would be my umpteenth card with HSBC and there is supposed to be a 2 card limit. I still want to try the Discover Motiva by EOM Sept.
Gonna go for it?
on 2007-08-31 Not bad I guess for HSBC. I know the AMEX Blue cash min is 13.25% but you have that added bonus of cash back. More than likely that 19.99 percent if 19.99% plus prime if its the default rate.I may not qual for it, it would be my umpteenth card with HSBC and there is supposed to be a 2 card limit. I still want to try the Discover Motiva by EOM Sept.
Gonna go for it?
Comment 2 by eric
Re: Paula & Brammy on 2007-08-31
Well actually that sounds pretty good... All the banks are starting to brand their cards with AMEX and Discover. People want more than Visa & Mastercard... That's for sure. Default rate of 19.9% is not bad actually lol... Eric
on 2007-08-31 Well actually that sounds pretty good... All the banks are starting to brand their cards with AMEX and Discover. People want more than Visa & Mastercard... That's for sure. Default rate of 19.9% is not bad actually lol... EricComment 3 by brammy
Re Eric on 2007-08-31
The more I think about it sounds like the rate spread from good to worst. I seriously doubt HSBC is offering a default of 19% on anything. Thats the normal interest rate on half their cards. Looking at the UK version when it first came out, the spread was 11-15.9%. About the same.
on 2007-08-31 The more I think about it sounds like the rate spread from good to worst. I seriously doubt HSBC is offering a default of 19% on anything. Thats the normal interest rate on half their cards. Looking at the UK version when it first came out, the spread was 11-15.9%. About the same.
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Disclaimer: This content is not provided by Capital One Bank (USA), N.A.. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One Bank (USA), N.A.. Review content is powered by Finance Globe.
