"Target Check Card"
Target REDcard® Store Card Review
Written by: patrick12 on 2010-07-17
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
patrick12's review: 
I recently was in Target in Fort Wayne Indiana doing some shopping and was asked to apply for a Target Red Card, seeing as how I Bkd on them back in 2002 I figured I wouldnt get approved, however with the decline letter a seperate form came attached inviting me to apply for the check card. You can still get the 1% credit to your school of choice and starting this fall, they are offering a program to all Red Card Holders of 5% off your total bill! So there is still a huge perk to having this card! And yes I was approved and received the card 2 weeks after mailing in the app with a voided check! They do not pull your credit bureau but they will run you through chex systems.
I recently was in Target in Fort Wayne Indiana doing some shopping and was asked to apply for a Target Red Card, seeing as how I Bkd on them back in 2002 I figured I wouldnt get approved, however with the decline letter a seperate form came attached inviting me to apply for the check card. You can still get the 1% credit to your school of choice and starting this fall, they are offering a program to all Red Card Holders of 5% off your total bill! So there is still a huge perk to having this card! And yes I was approved and received the card 2 weeks after mailing in the app with a voided check! They do not pull your credit bureau but they will run you through chex systems.
2 Comments
Comment 1 by wanderer
Re: Target Check Card 
on 2010-07-18
Congratulations on turning a denial into an acceptable alternative. Also, for letting us know there is an alternative! Good luck in your credit rebuilding!
on 2010-07-18 Congratulations on turning a denial into an acceptable alternative. Also, for letting us know there is an alternative! Good luck in your credit rebuilding!
Comment 2 by joeyman
Re: Target Check Card on 2010-07-18
Congrats! I've had my Target Check card for about three years now! I love it. The only thing I don't like is how slow it can be... Sometimes taking six days to come through on the checking account you link too. I got it because I was an employee and you couldn't use personal cards for the employee discount.
The pharmacy reward is the best, in my opinion; buy 10 prescriptions and you earn the 10% coupon, rather spending $1k for the coupon. :D
on 2010-07-18 Congrats! I've had my Target Check card for about three years now! I love it. The only thing I don't like is how slow it can be... Sometimes taking six days to come through on the checking account you link too. I got it because I was an employee and you couldn't use personal cards for the employee discount. The pharmacy reward is the best, in my opinion; buy 10 prescriptions and you earn the 10% coupon, rather spending $1k for the coupon. :D
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Disclaimer: This content is not provided by Target National Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Target National Bank. Review content is powered by Finance Globe.
