"Approved Instant Online"
The Platinum Card® from American Express Review
Written by: lobsterboy on 2010-07-03
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
lobsterboy's review: 
Have one Amex now, the Hilton rewards. Added the Platinum for the perks that after verifying will easily pay back the high cost for myself and 2 AU's added. Card arrived 4 days later, rep was helpful getting the hotel upgrades and car rental upgrades done online. I asked rep to check the limit for the card which they can check and was told that due to existing payment history with Amex now that no limit would be set until 6 months spending cycles and it would be based on usage patterns. Score pulled by Amex was a hard inquiry on Ex. Score unknown but EX fako was 728 when they pulled.
Have one Amex now, the Hilton rewards. Added the Platinum for the perks that after verifying will easily pay back the high cost for myself and 2 AU's added. Card arrived 4 days later, rep was helpful getting the hotel upgrades and car rental upgrades done online. I asked rep to check the limit for the card which they can check and was told that due to existing payment history with Amex now that no limit would be set until 6 months spending cycles and it would be based on usage patterns. Score pulled by Amex was a hard inquiry on Ex. Score unknown but EX fako was 728 when they pulled.
3 Comments
Comment 1 by wanderer
Re: Approved Instant Online 
on 2010-07-04
WOW! Congrats!!! I had this card many years back and loved the card but didn't utilize the benefits to warrant the cost of the AF. After you have a usage record, consider posting your thoughts on this card with any recommendations for this card or one you feel is appropriate. I got to this card by starting with green then to gold and then sliding into platinum. Yeah...!
on 2010-07-04 WOW! Congrats!!! I had this card many years back and loved the card but didn't utilize the benefits to warrant the cost of the AF. After you have a usage record, consider posting your thoughts on this card with any recommendations for this card or one you feel is appropriate. I got to this card by starting with green then to gold and then sliding into platinum. Yeah...!
Comment 2 by lobsterboy
Re: Approved Instant Online on 2010-07-05
I have the Ameriprise world elite and the travel perks on it are the best availablr anywhere but AMEX assigns seperate card numbers for each AU and they can pay their bill direct and view it on line. All other signiture or world elite cards I have have the same account number whick also means your card is canceled if they lose theirs! Priority pass travel lounges are included free with the Ameriprise card.
The Amex Platinum is still in the US one of the best charge cards where as the Ameriprise world elite is a credit card.
on 2010-07-05 I have the Ameriprise world elite and the travel perks on it are the best availablr anywhere but AMEX assigns seperate card numbers for each AU and they can pay their bill direct and view it on line. All other signiture or world elite cards I have have the same account number whick also means your card is canceled if they lose theirs! Priority pass travel lounges are included free with the Ameriprise card.The Amex Platinum is still in the US one of the best charge cards where as the Ameriprise world elite is a credit card.
Comment 3 by jsoriano
Re: Approved Instant Online on 2010-07-08
Hello - Is this the Optima Plat Card?
on 2010-07-08 Hello - Is this the Optima Plat Card?
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Disclaimer: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express. Review content is powered by Finance Globe.
