"Non Resident"
U.S. Bank Visa Card® Review
Written by: tramik on 2010-06-27
Overall Satisfaction
Customer Service
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Delivery Time
tramik's review: 
Applied for this card and was denied due to non-resident?? Funny, thought most bank cards were out of town, why should this one be any different? Also, took about three weeks for decision, imagine that!!
Applied for this card and was denied due to non-resident?? Funny, thought most bank cards were out of town, why should this one be any different? Also, took about three weeks for decision, imagine that!!
3 Comments
Comment 1 by nckuttoomm
Re: Non Resident 
on 2010-06-27
Do not take the reason of that decision seriously, that's not the reason obviously. If you can provide some more information of you credit history, many people here can show you the "real" problem.
on 2010-06-27 Do not take the reason of that decision seriously, that's not the reason obviously. If you can provide some more information of you credit history, many people here can show you the "real" problem.
Comment 2 by colonative
Re: Non Resident on 2010-07-01
Non resident as in not a permanent resident of the USA or of a state that does not have a US Bank?
Lots of regional banks are like that; if you do not live in a state with branches they will decline you. 5/3, National City, PNC and Zions are examples of that.
on 2010-07-01 Non resident as in not a permanent resident of the USA or of a state that does not have a US Bank?Lots of regional banks are like that; if you do not live in a state with branches they will decline you. 5/3, National City, PNC and Zions are examples of that.
Comment 3 by tramik
Re: Non Resident on 2010-07-05
When I applied for this card it took about 3 weeks for a response. I wish I could post the denial letter to show you all that it was a shock to me also. My scores are, ex:735/ eq:740/ tu: 729/ so it was rather mind boggling to receive such an answer like that. In the past I have been denied before with low scores, late pymts, ect... But non-resident ??? I live in michigan, so what?? Doesn't mean I can't afford or pay my bills at all!! Anyway, that bank can keep their card just been pre-approved for a discover more card!!
on 2010-07-05 When I applied for this card it took about 3 weeks for a response. I wish I could post the denial letter to show you all that it was a shock to me also. My scores are, ex:735/ eq:740/ tu: 729/ so it was rather mind boggling to receive such an answer like that. In the past I have been denied before with low scores, late pymts, ect... But non-resident ??? I live in michigan, so what?? Doesn't mean I can't afford or pay my bills at all!! Anyway, that bank can keep their card just been pre-approved for a discover more card!!
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Disclaimer: This content is not provided by U.S. Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by U.S. Bank. Review content is powered by Finance Globe.
