"Unsure??"
Kay Jewelers Credit Card Review
Written by: moemoe416 on 2010-06-26
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moemoe416's review: 
I applied online yesterday and I don't see a pull from any of the 3 CB's. Not sure why?? The message I got was that I would get a notice within 20 business days. I really want to get approved as I am trying to re-build and the higher limit would be helpful. Anyone have any advice.
I applied online yesterday and I don't see a pull from any of the 3 CB's. Not sure why?? The message I got was that I would get a notice within 20 business days. I really want to get approved as I am trying to re-build and the higher limit would be helpful. Anyone have any advice.
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2 Comments
Comment 1 by kdb030609
Re: Unsure?? 
on 2010-06-26
It depends on what your rebuilding from and how long it has been since any bad marks on you CR. Sometimes it is good to try a secured card first. Check with who you do your banking with to see what they offer. Some banks will change a secured card to unsecured after a set amount of time. I would check B of A, Citibank, Wells Fargo, US Bank. You just have to be patient it doesn't happen overnight.
on 2010-06-26 It depends on what your rebuilding from and how long it has been since any bad marks on you CR. Sometimes it is good to try a secured card first. Check with who you do your banking with to see what they offer. Some banks will change a secured card to unsecured after a set amount of time. I would check B of A, Citibank, Wells Fargo, US Bank. You just have to be patient it doesn't happen overnight.
Comment 2 by moemoe416
Re: Unsure?? on 2010-06-27
I was told that if you can get a reg. CC even if it's the OB card it's better than a secured card when lenders look at your report???
on 2010-06-27 I was told that if you can get a reg. CC even if it's the OB card it's better than a secured card when lenders look at your report???
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Disclaimer: This content is not provided by Comenity Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Comenity Bank. Review content is powered by Finance Globe.
