"Approved"
Neiman Marcus Credit Card Review
Written by: nckuttoomm on 2010-06-20
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
nckuttoomm's review: 
I got this card approved at the time Sep 2009, the credit line for this card is 700. The average credit score of three CB was around 680. The reason I applied for this card was because in Neiman Marcus we can only use AMEX, cash and their department credit card. That time I knew I'm far away from AMEX so after I was sure my credit history was cleaned up (a delinquency was taken out of my report), I applied this card and got approved instantly. The first problem of this card is that they don't report your true credit line but the max balance to 3 CB. The second problem is, I don't really can go shopping at Neiman Marcus very often for that's a kind of luxury~ My max CL that time was a student card from BOA with 1k. And the average CL was 750. Credit length was 1.5 year at that moment.
I got this card approved at the time Sep 2009, the credit line for this card is 700. The average credit score of three CB was around 680. The reason I applied for this card was because in Neiman Marcus we can only use AMEX, cash and their department credit card. That time I knew I'm far away from AMEX so after I was sure my credit history was cleaned up (a delinquency was taken out of my report), I applied this card and got approved instantly. The first problem of this card is that they don't report your true credit line but the max balance to 3 CB. The second problem is, I don't really can go shopping at Neiman Marcus very often for that's a kind of luxury~ My max CL that time was a student card from BOA with 1k. And the average CL was 750. Credit length was 1.5 year at that moment.
1 Comment
Comment 1 by wanderer
Re: Approved 
on 2010-09-06
Congrats! Noting however all that you reported, the card would equal a convenience rather than a requirement due to their unusual reporting and so on. Very interesting. What to do?
on 2010-09-06 Congrats! Noting however all that you reported, the card would equal a convenience rather than a requirement due to their unusual reporting and so on. Very interesting. What to do?
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Disclaimer: This content is not provided by Capital One. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One. Review content is powered by Finance Globe.
