"Approved!"
My Best Buy® Visa® Card Review
Written by: farmgirl on 2010-06-16
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
farmgirl's review: Only a $300 credit limit, but it is something. My scores are currently TU 665, EQ 633.
4 Comments
Comment 1 by nckuttoomm
Re: Approved! on 2010-06-16
Do you have any particular reason to apply this card which can only be used in Best Buy?
Do you have any particular reason to apply this card which can only be used in Best Buy?
Comment 2 by farmgirl
Re: Approved! on 2010-06-16
I apped it strictly because I know I won't use it much, but it will increase my available credit so that my usage will be a lower percentage. I have never had credit- so am building. I started with a $500 secured card via my CU 4 months ago and have used it minimally and PIF all purchases. Yesterday I was approved for an unsecured Cap 1 card for $500. Now I am done. For the rest of the year. I know this card won't grow, and I am ok with that for now. It will do what it needs to for me - It is simply a stepping stone at this point ;)
I apped it strictly because I know I won't use it much, but it will increase my available credit so that my usage will be a lower percentage. I have never had credit- so am building. I started with a $500 secured card via my CU 4 months ago and have used it minimally and PIF all purchases. Yesterday I was approved for an unsecured Cap 1 card for $500. Now I am done. For the rest of the year. I know this card won't grow, and I am ok with that for now. It will do what it needs to for me - It is simply a stepping stone at this point ;)
Comment 3 by wanderer
Re: Approved! on 2010-06-16
Congrats! Assume you received the Best Buy Mastercard version of the card which you can use anywhere that Mastercard is accepted.
Congrats! Assume you received the Best Buy Mastercard version of the card which you can use anywhere that Mastercard is accepted.
Comment 4 by farmgirl
Re: Approved! on 2010-06-16
Yes, I did get the MasterCard version, so can use it anywhere...:)
Yes, I did get the MasterCard version, so can use it anywhere...:)
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Disclaimer: This content is not provided by Citibank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citibank. Review content is powered by Finance Globe.