"Denied"
JCPenney Credit Card® Review
Written by: egarza2001 on 2010-04-30
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egarza2001's review: 
A past cardholder and closed my account. I went to re-open my account and all my credit scores were above 615 but was still denied. If you have late payments, paid charge-offs, or collections, you will not get apporved.
A past cardholder and closed my account. I went to re-open my account and all my credit scores were above 615 but was still denied. If you have late payments, paid charge-offs, or collections, you will not get apporved.
4 Comments
Comment 1 by finance globe
Re: Denied 
on 2010-05-02
I'm sorry to hear about that. Did JCP close your account or did you? How long did you wait to re-apply after your account was closed?
on 2010-05-02 I'm sorry to hear about that. Did JCP close your account or did you? How long did you wait to re-apply after your account was closed?
Comment 2 by meya
Re: Denied on 2010-05-13
Sorry to hear that! Yes GEMB is pretty funny about certain cards. Just keep the faith, one day you may gain some luck! Until then, I wouldn't care to much for GEMB denying me anyway. They are actually out slicing card limits.
on 2010-05-13 Sorry to hear that! Yes GEMB is pretty funny about certain cards. Just keep the faith, one day you may gain some luck! Until then, I wouldn't care to much for GEMB denying me anyway. They are actually out slicing card limits.
Comment 3 by jodiescha68
Re: Denied on 2011-09-12
I showed an inactive acct on my credit report with JC Penney for a many years so I called them and reactivated my account today, however the credit limit was $100 and they wouldn't raise it until I used the account and got a payment history....even though I have 3 other GEMB accounts in good standing for about a year or so now.
on 2011-09-12 I showed an inactive acct on my credit report with JC Penney for a many years so I called them and reactivated my account today, however the credit limit was $100 and they wouldn't raise it until I used the account and got a payment history....even though I have 3 other GEMB accounts in good standing for about a year or so now.
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Disclaimer: This content is not provided by Synchrony Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Synchrony Bank. Review content is powered by Finance Globe.
