"Approved After 3 Weeks Of Waiting"
Hooters MasterCard Review
Written by: skeewee on 2010-04-24
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
skeewee's review: 
After waiting 3 weeks of a pending application. They contacted me to verify information. Originally when I applied online, application said under review please wait 7-10 days. I call toll free number a week later and customer rep said application was still pending. Waiting on credit limit. Reestablishing credit after Chapter 13. Have HSBC, Best Buy, and Wal Mart credit cards. EQU 614, Exp, 674, and TU 636
After waiting 3 weeks of a pending application. They contacted me to verify information. Originally when I applied online, application said under review please wait 7-10 days. I call toll free number a week later and customer rep said application was still pending. Waiting on credit limit. Reestablishing credit after Chapter 13. Have HSBC, Best Buy, and Wal Mart credit cards. EQU 614, Exp, 674, and TU 636
2 Comments
Comment 1 by colonative
Re: Approved 
on 2010-04-25
Congratulations. So you still don't know your limit? Is there an annual fee?
After this, I would recommend a Capital One card (if not included in your BKY) or a secured card from a bank that was not included in your bky.
on 2010-04-25 Congratulations. So you still don't know your limit? Is there an annual fee?After this, I would recommend a Capital One card (if not included in your BKY) or a secured card from a bank that was not included in your bky.
Comment 2 by flirishpm
Re: on 2010-04-29
Be careful with this card. If you register and pay your bill online, make sure you do so at least 10 days prior to the due date. I've never been late with my payment but I've noticed something weird with how they update your account 'after' you make an online payment. Typically, once I make an online payment to any credit card company, the payment posts within 24 hours and my available credit is also updated to reflect that I've made the payment. Hooters Mastercard will delay updating your account balance and your available credit for sometimes up to 10 days... This happened to me last month so beware.
on 2010-04-29 Be careful with this card. If you register and pay your bill online, make sure you do so at least 10 days prior to the due date. I've never been late with my payment but I've noticed something weird with how they update your account 'after' you make an online payment. Typically, once I make an online payment to any credit card company, the payment posts within 24 hours and my available credit is also updated to reflect that I've made the payment. Hooters Mastercard will delay updating your account balance and your available credit for sometimes up to 10 days... This happened to me last month so beware.
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Disclaimer: This content is not provided by Merrick Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Merrick Bank. Review content is powered by Finance Globe.
