"Approved"
Discover® Student More Card Review
Written by: mizzcc1 on 2010-04-05
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
mizzcc1's review: 
I was so shocked!!! I was reluctant to apply for this card because I am only 20 years of age and I already have 9 credit card accounts. I keep MOST of my balances low, however there are a couple of them that have a little over 50% utilization. I decided to go ahead and go for it. It took about 45 seconds to process, then it said "Congratulations, you've been approved". My stomach literally did a back flip! I received a 1,500 credit limit and I think they pulled TU. My score is currently 668. I love it because of the 5% cash back!!!
I was so shocked!!! I was reluctant to apply for this card because I am only 20 years of age and I already have 9 credit card accounts. I keep MOST of my balances low, however there are a couple of them that have a little over 50% utilization. I decided to go ahead and go for it. It took about 45 seconds to process, then it said "Congratulations, you've been approved". My stomach literally did a back flip! I received a 1,500 credit limit and I think they pulled TU. My score is currently 668. I love it because of the 5% cash back!!!
4 Comments
Comment 1 by joeyman
Re: Approved 
on 2010-04-05
Congrats! Do you mind listing your other cards? I'm 19 and thinking about applying for an AMEX soon. I just like to hear other people's cards. :))
on 2010-04-05 Congrats! Do you mind listing your other cards? I'm 19 and thinking about applying for an AMEX soon. I just like to hear other people's cards. :))
Comment 2 by mizzcc1
Re: Approved on 2010-04-06
AMEX is hard to get for someone so young. I've tried twice and have been declined twice. I would start off with other cards and let them mature for about a year or two before I apply for an AMEX. Your chances of getting one now is slim to none. Just make sure that you get a card or two and KEEP YOUR BALANCES LOW AND PAY ON TIME!!! But I currently have a BOA student Visa, Capital One Visa and Mastercard, Citibank Visa, Best Buy, Jcpenney, Home Depot, Walmart, and Discover (the one I just got approved for :-)
on 2010-04-06 AMEX is hard to get for someone so young. I've tried twice and have been declined twice. I would start off with other cards and let them mature for about a year or two before I apply for an AMEX. Your chances of getting one now is slim to none. Just make sure that you get a card or two and KEEP YOUR BALANCES LOW AND PAY ON TIME!!! But I currently have a BOA student Visa, Capital One Visa and Mastercard, Citibank Visa, Best Buy, Jcpenney, Home Depot, Walmart, and Discover (the one I just got approved for :-)
Comment 3 by joeyman
Re: Approved on 2010-04-06
Nice! I have a College Rewards Visa (Elan), Capital One Mastercard, and a credit union Visa. My oldest account is the Elan card. I have 18 months history with the card, and a $75 balance. I don't use it anymore because the APR is the highest... My credit union's Visa is the lowest at 9.5%. I use it the most, plus I can do instant payments from my checking & savings accounts online. It works well. In the future I see myself with an AMEX and my credit union Visa - nothing futher. I plan on applying for an AMEX this September... My score is 714 currently.
on 2010-04-06 Nice! I have a College Rewards Visa (Elan), Capital One Mastercard, and a credit union Visa. My oldest account is the Elan card. I have 18 months history with the card, and a $75 balance. I don't use it anymore because the APR is the highest... My credit union's Visa is the lowest at 9.5%. I use it the most, plus I can do instant payments from my checking & savings accounts online. It works well. In the future I see myself with an AMEX and my credit union Visa - nothing futher. I plan on applying for an AMEX this September... My score is 714 currently.
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Disclaimer: This content is not provided by Discover Card. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Discover Card. Review content is powered by Finance Globe.
