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Hooters MasterCard Review
Written by: dodpolice on 2010-02-13
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
dodpolice's review: 
Tried applying several times and keep getting an error page? 717 equifax, 717 experian, 726 transunion.
Tried applying several times and keep getting an error page? 717 equifax, 717 experian, 726 transunion.
5 Comments
Comment 1 by kdb030609
Re: ?? 
on 2010-02-13
Maybe their website did you a favor and saved you a hard pull on your CR. I would slow down on the application spree! You don't need them unless you just like the novelty of the Hooters card. I know their wings are pretty good as well the scenery inside the resturant is rather pleasing! LOL! You've got some good cards already! The Chase and Capital One cards are a good starting point. If your credit history is fairly new let them grow a little over time. You have good scores that to many hard pulls will pull your score down. Especially if you have a short credit history.
on 2010-02-13 Maybe their website did you a favor and saved you a hard pull on your CR. I would slow down on the application spree! You don't need them unless you just like the novelty of the Hooters card. I know their wings are pretty good as well the scenery inside the resturant is rather pleasing! LOL! You've got some good cards already! The Chase and Capital One cards are a good starting point. If your credit history is fairly new let them grow a little over time. You have good scores that to many hard pulls will pull your score down. Especially if you have a short credit history.
Comment 2 by colonative
Re: Agree With KDB on 2010-02-14
If you have a Chase card and Capital One, don't bother with Merrick Bank. You don't want to end up with a card that may have an annual fee.
on 2010-02-14 If you have a Chase card and Capital One, don't bother with Merrick Bank. You don't want to end up with a card that may have an annual fee.
Comment 3 by mskiwi
Re: Scores on 2010-02-15
May I ask where you got your scores? Are these FICO because you can't get FICO scores for EX since Feb of last year. This will help other members to decide to try for credit. If these are FACO scores then they don't mean much, since FAKO scores can vary up to 100 points.
on 2010-02-15 May I ask where you got your scores? Are these FICO because you can't get FICO scores for EX since Feb of last year. This will help other members to decide to try for credit. If these are FACO scores then they don't mean much, since FAKO scores can vary up to 100 points.
Comment 5 by hjm331
Re: ?? on 2010-02-18
The only way you can view your FICO scores is to buy them from myFICO.com. The scores you have there are what are considered "FAKO's" which base your scores on their own scoring system rather than the FICO scoring system.
on 2010-02-18 The only way you can view your FICO scores is to buy them from myFICO.com. The scores you have there are what are considered "FAKO's" which base your scores on their own scoring system rather than the FICO scoring system.
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Disclaimer: This content is not provided by Merrick Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Merrick Bank. Review content is powered by Finance Globe.
