"Beware Of This Card"
Carnival(SM) World MasterCard® Review
Written by: jasmithmn on 2010-02-02
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
jasmithmn's review: 
I have had this credit card for over 4 years and was very happy with it until recently. I typically pay my entire balance off every month. In January 2010, I was 2 days late with my full balance payment. The results - $40 late fee, $40 interest charge and to top it all off the bumped my interest rate up from 11% to 30% indefinitely. This was the ONLY late payment I had in at least two years. Customer services response when I called to question it - "Sorry, there is nothing we can do. Perhaps you should make your payments on time." To top it off when Barclay took over control of the "FunPoints", they lost 70,000 of my points and told me that I had already redeemed them. Ahhhhhhh no I didn't.
I have had this credit card for over 4 years and was very happy with it until recently. I typically pay my entire balance off every month. In January 2010, I was 2 days late with my full balance payment. The results - $40 late fee, $40 interest charge and to top it all off the bumped my interest rate up from 11% to 30% indefinitely. This was the ONLY late payment I had in at least two years. Customer services response when I called to question it - "Sorry, there is nothing we can do. Perhaps you should make your payments on time." To top it off when Barclay took over control of the "FunPoints", they lost 70,000 of my points and told me that I had already redeemed them. Ahhhhhhh no I didn't.
4 Comments
Comment 1 by cce
Re: Beware Of This Card 
on 2010-02-03
I had a Juniper (Barclays) iTunes Visa last year. I got the same treatment, however they canceled my card because I didn't use it in the first 6 months. It seems as if they were
"waiting" to get me out of their program! Good luck to you!
on 2010-02-03 I had a Juniper (Barclays) iTunes Visa last year. I got the same treatment, however they canceled my card because I didn't use it in the first 6 months. It seems as if they were "waiting" to get me out of their program! Good luck to you!
Comment 2 by wanderer
Re: Beware Of This Card on 2010-02-03
Experience with Juniper and dropprd them "Barclay's". Waste of time.
on 2010-02-03 Experience with Juniper and dropprd them "Barclay's". Waste of time.
Comment 3 by rockin35
Re: Beware Of This Card on 2010-02-20
I just closed my Barclays DirectV Visa Card... Big waste of time!!
Dont' sweat this one... Not worth it!
on 2010-02-20 I just closed my Barclays DirectV Visa Card... Big waste of time!!Dont' sweat this one... Not worth it!
Comment 4 by cmichaelmendoza
Re: Beware Of This Card on 2012-09-28
The fact of the matter is, you paid late! It's not the banks fault you weren't responsible enough to pay your bill on time. You promised to pay your account on time when you chose to open the account. So lets place blame where it's due. I've had this card for a while now. I always my balance in full and always by the due date.. And guess what!?! I've never ever had an issue with this bank.
on 2012-09-28 The fact of the matter is, you paid late! It's not the banks fault you weren't responsible enough to pay your bill on time. You promised to pay your account on time when you chose to open the account. So lets place blame where it's due. I've had this card for a while now. I always my balance in full and always by the due date.. And guess what!?! I've never ever had an issue with this bank.
Please login or register for free to view your stats, add reviews and card application results, or post comments.
Credit card reviews and comments are posted by user submission and do not warrant the opinions of Finance Globe.
Disclaimer: This content is not provided by Barclays Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Barclays Bank. Review content is powered by Finance Globe.
Disclaimer: This content is not provided by Barclays Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Barclays Bank. Review content is powered by Finance Globe.
