"Approved !"
Dell Preferred Account Review
Written by: hawk on 2010-01-09
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
hawk's review: 
I Applied for this card from The Union Plus Card it took me to Dell's Employee Purchase Program sight. I intended to use my Union Plus card for the purchase, but I thought what harm can it do to apply for this card. I was in a bit of shock when it came up as Approved ($2000.00) limit.
As other reveiwers have stated the interest rate is high it's through Web Bank (never heard of them before this) I also have a six month no interest promotion. I have applyed for Dell credit in the past and have been denied I believe twice. So as I said I was pleasently surprised maybe because I applied through that link not sure as my scores are not as good as they could be. But are much better than last year.
Once Approved you can use the account for purchases just add your items to your cart and choose DPA for payment they ask a few verification questions and that's it. I like this because you can custom build your computer or laptop and put it on your account rather than use a credit card.
online setup is simple asks you if you want to go green (paperless statements) Paying online there is no fee however there are fees for every other type of payment accept mail in payments.
A Family member also has this account he told me they raised his up to 6000.00 so I guess the cli are good but we will see. Over all this is not bad if you want an account that you can use to buy a PC or net book and keep your credit cards for other charges.
I Applied for this card from The Union Plus Card it took me to Dell's Employee Purchase Program sight. I intended to use my Union Plus card for the purchase, but I thought what harm can it do to apply for this card. I was in a bit of shock when it came up as Approved ($2000.00) limit. As other reveiwers have stated the interest rate is high it's through Web Bank (never heard of them before this) I also have a six month no interest promotion. I have applyed for Dell credit in the past and have been denied I believe twice. So as I said I was pleasently surprised maybe because I applied through that link not sure as my scores are not as good as they could be. But are much better than last year.
Once Approved you can use the account for purchases just add your items to your cart and choose DPA for payment they ask a few verification questions and that's it. I like this because you can custom build your computer or laptop and put it on your account rather than use a credit card.
online setup is simple asks you if you want to go green (paperless statements) Paying online there is no fee however there are fees for every other type of payment accept mail in payments.
A Family member also has this account he told me they raised his up to 6000.00 so I guess the cli are good but we will see. Over all this is not bad if you want an account that you can use to buy a PC or net book and keep your credit cards for other charges.
1 Comment
on 2010-01-11
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Disclaimer: This content is not provided by WebBank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by WebBank. Review content is powered by Finance Globe.
