"Great Card"
Macy's Credit Card® Review
Written by: aaronw23 on 2010-01-03
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
aaronw23's review: 
I got this card in 2004 with a score around 680's. My credit situation declined to the 485's between 2005-2006 and this card was my only open account for awhile. I started with a CL of $500 and in December I hit a CL of $1200. They give increases every 3 months. A CSR told me as long as I make 20% over the minumum payment I would get the increase and so far so good. I was thinking about applying for the macys Visa, but don't think my scores are high enough. Anyone know if they base a decision off of internal data or just another hard pull to the CR? Eitherway I get monthly coupons and I really like this card and their CSR have always been nice and helpfull.
TU 511... EQ 545... EX 623
I got this card in 2004 with a score around 680's. My credit situation declined to the 485's between 2005-2006 and this card was my only open account for awhile. I started with a CL of $500 and in December I hit a CL of $1200. They give increases every 3 months. A CSR told me as long as I make 20% over the minumum payment I would get the increase and so far so good. I was thinking about applying for the macys Visa, but don't think my scores are high enough. Anyone know if they base a decision off of internal data or just another hard pull to the CR? Eitherway I get monthly coupons and I really like this card and their CSR have always been nice and helpfull. TU 511... EQ 545... EX 623
1 Comment
Comment 1 by macy
Re: Great Card 
on 2010-01-04
Yes they do a hard pull if you APPLY for the Macy's Visa even if you already have a Macy's store card UNLESS you are automatically upgraded to one.
on 2010-01-04 Yes they do a hard pull if you APPLY for the Macy's Visa even if you already have a Macy's store card UNLESS you are automatically upgraded to one.
Please login or register for free to view your stats, add reviews and card application results, or post comments.
Credit card reviews and comments are posted by user submission and do not warrant the opinions of Finance Globe.
Disclaimer: This content is not provided by Department Stores National Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Department Stores National Bank. Review content is powered by Finance Globe.
Disclaimer: This content is not provided by Department Stores National Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Department Stores National Bank. Review content is powered by Finance Globe.
