"Taking A Chance"
Tribute® Gold MasterCard® Credit Card Review
Written by: steven on 2007-08-26
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
steven 's review: 
As with a lot of people in the US my credit needs help (alot) so I am taking my chance with this card in hopes of improving my score. I plan only to use it once in a while and pay my purchases off within the 25 day grace period.
Up till today, when I actually tried to use it for the first time, I have had no issues. I applied, received my card and made the first payment online with no problems. And have since made another payment and it was a little slow being posted but did get posted. I tried to use it today and it was "declined", had it run twice. I did call customer service at, 888-618-9920, and after entering all the required information spoke with a live person. (Yes, I do agree they are hard to understand. But lets face it that is fairly common these days!) The lady I spoke with told me she saw where my card was run but could not really explain why it did not work. She said I should have no trouble with it next time I try to use it. I will try to remember to update this after I try to use it again.
As with a lot of people in the US my credit needs help (alot) so I am taking my chance with this card in hopes of improving my score. I plan only to use it once in a while and pay my purchases off within the 25 day grace period. Up till today, when I actually tried to use it for the first time, I have had no issues. I applied, received my card and made the first payment online with no problems. And have since made another payment and it was a little slow being posted but did get posted. I tried to use it today and it was "declined", had it run twice. I did call customer service at, 888-618-9920, and after entering all the required information spoke with a live person. (Yes, I do agree they are hard to understand. But lets face it that is fairly common these days!) The lady I spoke with told me she saw where my card was run but could not really explain why it did not work. She said I should have no trouble with it next time I try to use it. I will try to remember to update this after I try to use it again.
1 Comment
Comment 1 by gizmocruz
Never Had A Problem.. 
on 2007-10-20
I have had this card for about a year and a half and they raised my credit limit to $1000 from $300. Never a fee to pay online, never a hold, never late/over the limit.
on 2007-10-20 I have had this card for about a year and a half and they raised my credit limit to $1000 from $300. Never a fee to pay online, never a hold, never late/over the limit.
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Disclaimer: This content is not provided by First Bank of Delaware. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by First Bank of Delaware. Review content is powered by Finance Globe.
Disclaimer: This content is not provided by First Bank of Delaware. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by First Bank of Delaware. Review content is powered by Finance Globe.
