"Instant Approval"
Visa® Platinum Review
Written by: kbs on 2009-11-14
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
kbs's review: 
Hey everyone I know most of us are not keen on fees
However this card isn't that bad considering the way things are going on in Bankcard Land..69:00 Annual
Fee and Non Refundable 69:00 Set Up Fee... But
heck they gave me a 1000.00 Dollar Limit... Ill take it
Oh by the way don't use their Online bill pay they charge you...7:95 Use your own Online banking to pay them.
Hey everyone I know most of us are not keen on feesHowever this card isn't that bad considering the way things are going on in Bankcard Land..69:00 Annual
Fee and Non Refundable 69:00 Set Up Fee... But
heck they gave me a 1000.00 Dollar Limit... Ill take it
Oh by the way don't use their Online bill pay they charge you...7:95 Use your own Online banking to pay them.
4 Comments
Comment 1 by mizu
Re: Instant Approval 
on 2009-11-14
I also have this card and they started me out with a $69 annual fee. It went up to $78 this past January and is going up to $99 this coming January. I have 100% perfect payment history with them yet they won't let me have the same AF as even a new customer. Pretty sad :( After 3 years of being a very loyal customer, I'll be closing this account very soon.
on 2009-11-14 I also have this card and they started me out with a $69 annual fee. It went up to $78 this past January and is going up to $99 this coming January. I have 100% perfect payment history with them yet they won't let me have the same AF as even a new customer. Pretty sad :( After 3 years of being a very loyal customer, I'll be closing this account very soon.
Comment 2 by meya
Re: Instant Approval on 2009-11-15
That was a pretty nice limit, they only gave me $300 to start with (or $250 I believe), and I never had a problem with this card yet. They use to offer free cli's every 6 months, but now they stopped (with me), I call them and they charged me $25 for a $100 cli... Lolz! I was like whaaat!
When you get a chance, could you add your scores at the time you applied for the card so that it would benefit others who read your review. Thanks so much!
on 2009-11-15 That was a pretty nice limit, they only gave me $300 to start with (or $250 I believe), and I never had a problem with this card yet. They use to offer free cli's every 6 months, but now they stopped (with me), I call them and they charged me $25 for a $100 cli... Lolz! I was like whaaat!When you get a chance, could you add your scores at the time you applied for the card so that it would benefit others who read your review. Thanks so much!
Comment 3 by kbs
Re: Instant Approval on 2009-11-15
@ the time I applied with CreditOne Scores are
EQ...656
EP...645
Tr...690
on 2009-11-15 @ the time I applied with CreditOne Scores areEQ...656
EP...645
Tr...690
Comment 4 by eugene66
Re: Instant Approval on 2009-11-20
Congrats on the approval. current cardholder have to decide whether to keep this card or not with their ridiculous Jan 2010 change in terms...100 annual fee(ouch) and no grace period for purchases makes this a card to be closed with those terms.
on 2009-11-20 Congrats on the approval. current cardholder have to decide whether to keep this card or not with their ridiculous Jan 2010 change in terms...100 annual fee(ouch) and no grace period for purchases makes this a card to be closed with those terms.
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Disclaimer: This content is not provided by Credit One Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Credit One Bank. Review content is powered by Finance Globe.
