"Sears Solutions Master Card"
Sears Card® Review
Written by: patrick12 on 2009-10-30
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
patrick12's review: 
I used to have a Sears card back in 1998, I closed this account in 2000 due to that fact that I never used it, well anyways to make a long story short, I was at the mall yesterday and was asked if I would like to open a Sears charge, I said sure, maybe hoping they could reopen my old account, obvisously they try to open a Sears Gold Master Card first, then if you don't qualify the normal Sears Charge account, Well after she ran my information she said congratulations, you have been approved for the Sears Solutions MasterCard, I was like what the ****? Anyways I got to reading the information more closely and realized its an HSBC card, I knew it had to be, because Citi Bank has wayyy too much class to offer a $300.00 Dollar Credit line with a 59.00 annual fee. In an attempt to learn more about this card I accepted it and left the store. I got home and called customer service, first thing I did was ask them to waive the annual fee, and second thing I did was laugh at them about the credit limit on this card. She was very monotone and not very humorous, on the other hand she told me to wait until the card was in my hand to call back and re negotiate the limit and fee, so you can bet your sweet Hong Kong Shanghi I certainly will! I will keep you all posted on this card, sounds to me like another Orchard Bank card that gives you rewards for Sears gift Cards, one BIG plus to this card, it you do get free access to your credit score.
I used to have a Sears card back in 1998, I closed this account in 2000 due to that fact that I never used it, well anyways to make a long story short, I was at the mall yesterday and was asked if I would like to open a Sears charge, I said sure, maybe hoping they could reopen my old account, obvisously they try to open a Sears Gold Master Card first, then if you don't qualify the normal Sears Charge account, Well after she ran my information she said congratulations, you have been approved for the Sears Solutions MasterCard, I was like what the ****? Anyways I got to reading the information more closely and realized its an HSBC card, I knew it had to be, because Citi Bank has wayyy too much class to offer a $300.00 Dollar Credit line with a 59.00 annual fee. In an attempt to learn more about this card I accepted it and left the store. I got home and called customer service, first thing I did was ask them to waive the annual fee, and second thing I did was laugh at them about the credit limit on this card. She was very monotone and not very humorous, on the other hand she told me to wait until the card was in my hand to call back and re negotiate the limit and fee, so you can bet your sweet Hong Kong Shanghi I certainly will! I will keep you all posted on this card, sounds to me like another Orchard Bank card that gives you rewards for Sears gift Cards, one BIG plus to this card, it you do get free access to your credit score.
6 Comments
Comment 1 by moniqueluv
Re: Sears Solutions Master Card 
on 2009-10-30
Oh my god patrick I can see you've been approved to several cards congratulations I wish I was you so whats your score as for now and by the way how long did it took you to rebuild and can ou please give me a pattern of how many months in between you were applying or is it just the luck you have may god have been with you all these way good job now you have to guide me well what was your first card and with how many baddies if you had or do you still have and from there namje me the other ones that you were approved just to know a little of you credit history. Thanks and always keep it good.
on 2009-10-30 Oh my god patrick I can see you've been approved to several cards congratulations I wish I was you so whats your score as for now and by the way how long did it took you to rebuild and can ou please give me a pattern of how many months in between you were applying or is it just the luck you have may god have been with you all these way good job now you have to guide me well what was your first card and with how many baddies if you had or do you still have and from there namje me the other ones that you were approved just to know a little of you credit history. Thanks and always keep it good.
Comment 2 by moniqueluv
Re: Sears Solutions Master Card on 2009-10-30
Oooops again by the way which credit bureau did they pull ?
on 2009-10-30 Oooops again by the way which credit bureau did they pull ?
Comment 3 by patrick12
Re: Sears Solutions Master Card on 2009-10-30
Originally, Citi Bank pulled Experian, then HSBC is alomost guaranteed to pull Equifax, The Sears Solutions MasterCard that is.
on 2009-10-30 Originally, Citi Bank pulled Experian, then HSBC is alomost guaranteed to pull Equifax, The Sears Solutions MasterCard that is.
Comment 4 by patrick12
Re: Sears Solutions Master Card on 2009-11-04
Recieved my Sears Solutions Master Card, looks like a typical HSBC card, was able however to cut the $59.00 annual fee in half and raised my credit limit to $450.00. The rewards arent all that great, but I will hold on to this account and see where it takes me, looks like this card can be used for the same promotions and sale items as the Citi cards.
on 2009-11-04 Recieved my Sears Solutions Master Card, looks like a typical HSBC card, was able however to cut the $59.00 annual fee in half and raised my credit limit to $450.00. The rewards arent all that great, but I will hold on to this account and see where it takes me, looks like this card can be used for the same promotions and sale items as the Citi cards.
Comment 5 by wanderer
Re: Sears Solutions Master Card on 2009-11-06
Had a Seares Card with a $3,050 CL. Never used it so I closed it. Who would have guessed they now have Mastercards?!
on 2009-11-06 Had a Seares Card with a $3,050 CL. Never used it so I closed it. Who would have guessed they now have Mastercards?!
Comment 6 by hala
Re: Sears Solutions Master Card on 2009-11-08
I was approved for my Sears Solutions Master Card while applying for the regular Sears card. It has a $300 limit and a $59 annual fee. Its the same as the Orchard and Best Buy card.
on 2009-11-08 I was approved for my Sears Solutions Master Card while applying for the regular Sears card. It has a $300 limit and a $59 annual fee. Its the same as the Orchard and Best Buy card.
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Disclaimer: This content is not provided by Citibank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citibank. Review content is powered by Finance Globe.
