"APPROVED!"
Walmart® Credit Card Review
Written by: patrick12 on 2009-10-25
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
patrick12's review: 
I was shopping at Wal-Mart today, and since I have been working so hard on rebuilding my credit I decided to try my luck and apply, after the cashier entered my drivers licence number and swiped my Direct Rewards Discover Card for verification, I entered in my personal information on the key pad, after I did that the cashier entered some more information and processed the application. When the printer started moving I about fainted, I couldn't believe it, finally approved! I am glad to have a GE Money card to add to my collection! It said temporary credit line 300.00 so I don't know if that means its my final limit, I guess Well have to Wait and see! It was a hard pull on Equifax, checked it today, 672 Score! Do any of you know how long it takes to get considred for the Discover Card? This really made this a great weekend for me! Finally starting to get my dignity back!
I was shopping at Wal-Mart today, and since I have been working so hard on rebuilding my credit I decided to try my luck and apply, after the cashier entered my drivers licence number and swiped my Direct Rewards Discover Card for verification, I entered in my personal information on the key pad, after I did that the cashier entered some more information and processed the application. When the printer started moving I about fainted, I couldn't believe it, finally approved! I am glad to have a GE Money card to add to my collection! It said temporary credit line 300.00 so I don't know if that means its my final limit, I guess Well have to Wait and see! It was a hard pull on Equifax, checked it today, 672 Score! Do any of you know how long it takes to get considred for the Discover Card? This really made this a great weekend for me! Finally starting to get my dignity back!
5 Comments
Comment 1 by kdb030609
Re: APPROVED! 
on 2009-10-26
Congratulations on your approval ! It definately feels good when they show some love. One of my experiences with GE Money Bank. It was when I applied for a Paypal Mastercard online. It said approved $3200 CL. Then it proceeded to tell me my temporary credit line available for use immediately was $1000. So chances are your actual credit line may be higher. But you never know since yours was in store and my experience was online. I will tell you that recently received $500 CLI from GE Money on Universal American Express Card. I didn't even ask for it I just noticed it when I checked my account last week. I think all the banks are starting to relax a little. I hope this info helps!
on 2009-10-26 Congratulations on your approval ! It definately feels good when they show some love. One of my experiences with GE Money Bank. It was when I applied for a Paypal Mastercard online. It said approved $3200 CL. Then it proceeded to tell me my temporary credit line available for use immediately was $1000. So chances are your actual credit line may be higher. But you never know since yours was in store and my experience was online. I will tell you that recently received $500 CLI from GE Money on Universal American Express Card. I didn't even ask for it I just noticed it when I checked my account last week. I think all the banks are starting to relax a little. I hope this info helps!
Comment 2 by hjm331
Re: APPROVED! on 2009-10-26
Congrats on the approval! How did you feel getting approved for a Walmart card in front of the long line? Don't hurt yourself by showboating too much ;)
Hope you enjoy your new card and continue building your credit history with positive tradelines.
on 2009-10-26 Congrats on the approval! How did you feel getting approved for a Walmart card in front of the long line? Don't hurt yourself by showboating too much ;)Hope you enjoy your new card and continue building your credit history with positive tradelines.
Comment 3 by moniqueluv
Re: APPROVED! on 2009-10-26
Congratulations!!! It must be nice to have a walmart card I hope one day I will get one to sice I'm starting to rebuild
on 2009-10-26 Congratulations!!! It must be nice to have a walmart card I hope one day I will get one to sice I'm starting to rebuild
Comment 4 by wanderer
Re: APPROVED! on 2009-10-26
Congrats! You will aprreciate your new card. They have 3 cents a gallon off at WalMart if you use your card and up to $60 cash treated as a purchase. Enjoy!
on 2009-10-26 Congrats! You will aprreciate your new card. They have 3 cents a gallon off at WalMart if you use your card and up to $60 cash treated as a purchase. Enjoy!
Comment 5 by rockin35
Re: APPROVED! on 2009-11-02
Thats a good limit. My friend was approved for $150 dollars last year. Generally speaking WalMart starts at much smaller credit lines than most.
I'm happy for you!!! Take Care..
on 2009-11-02 Thats a good limit. My friend was approved for $150 dollars last year. Generally speaking WalMart starts at much smaller credit lines than most.I'm happy for you!!! Take Care..
Please login or register for free to view your stats, add reviews and card application results, or post comments.
Credit card reviews and comments are posted by user submission and do not warrant the opinions of Finance Globe.
Disclaimer: This content is not provided by Synchrony Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Synchrony Bank. Review content is powered by Finance Globe.
Disclaimer: This content is not provided by Synchrony Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Synchrony Bank. Review content is powered by Finance Globe.
