"Stunned By Increase"
Macy's Credit Card® Review
Written by: michael on 2007-08-25
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
michael's review: 
I applied for the card and was declined--A year later I applied and was declined--Then 30 days later I received a card in the mail with a $100.00 Credit Line--Line was low so I did not use the card for 6 months--I called Customer Service and they increased to $300.00, but advised I needed to show ID at Macys---I then Finally used the card twice 1st $135.00 and then $75.00--Macys then increased to $500.00---I had not used the card again--Remember I have only used the card twice---Then I pulled Transunion to check my score and Macys showed a $3000.00 Credit Line----I Thought it was a mistake and I called Macys and was told my on-time pmts increased my limit. A $2500.00 Increase I ws Stunned-----BTW Most Internet approvals are for $100.00 this is to avoid internet fraud and once you use the card in the store and show ID then increases begin--SO--Don't be disappointed with a $100.00 Credit line look what happened to me! VERY HAPPY WITH THIS CARD!
I applied for the card and was declined--A year later I applied and was declined--Then 30 days later I received a card in the mail with a $100.00 Credit Line--Line was low so I did not use the card for 6 months--I called Customer Service and they increased to $300.00, but advised I needed to show ID at Macys---I then Finally used the card twice 1st $135.00 and then $75.00--Macys then increased to $500.00---I had not used the card again--Remember I have only used the card twice---Then I pulled Transunion to check my score and Macys showed a $3000.00 Credit Line----I Thought it was a mistake and I called Macys and was told my on-time pmts increased my limit. A $2500.00 Increase I ws Stunned-----BTW Most Internet approvals are for $100.00 this is to avoid internet fraud and once you use the card in the store and show ID then increases begin--SO--Don't be disappointed with a $100.00 Credit line look what happened to me! VERY HAPPY WITH THIS CARD!
2 Comments
Comment 1 by meya
Re: Michael 
on 2007-08-25
That is good news to our ears! Michael, sign up so you could share your credit experiences with us. It really helps members here share stories to others about a specific card especially when the review for the card goes on to the next page... Lol. When signing up make sure you use the same name you responded her with. If someone else has it, use Michael2 or until a number is accepted and not used.
on 2007-08-25 That is good news to our ears! Michael, sign up so you could share your credit experiences with us. It really helps members here share stories to others about a specific card especially when the review for the card goes on to the next page... Lol. When signing up make sure you use the same name you responded her with. If someone else has it, use Michael2 or until a number is accepted and not used. Comment 2 by eric
Re:Michael on 2007-08-25
Hey Mike I didn't know that about Macy's... I signed up for Macy's online back in Nov 2006, and was approved but they never told me what my credit line was until I called and talked to CS. They approve me online for $300. I have NEVER used my macy's card... And I got a letter a few weeks ago saying they gave me an increase to $1000! LOL I tried to use my acct back in Jan online but they kept denying the purchase of a Diesel watch I wanted because my phone number didn't match up somewhere? I used my cell# or something. Anyways I may use it soon here because I have a wedding to go to. Eric
on 2007-08-25 Hey Mike I didn't know that about Macy's... I signed up for Macy's online back in Nov 2006, and was approved but they never told me what my credit line was until I called and talked to CS. They approve me online for $300. I have NEVER used my macy's card... And I got a letter a few weeks ago saying they gave me an increase to $1000! LOL I tried to use my acct back in Jan online but they kept denying the purchase of a Diesel watch I wanted because my phone number didn't match up somewhere? I used my cell# or something. Anyways I may use it soon here because I have a wedding to go to. Eric
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Disclaimer: This content is not provided by Department Stores National Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Department Stores National Bank. Review content is powered by Finance Globe.
