"Afraid To Get Decline Again"
American Express® Preferred Rewards Green Card Review
Written by: qchau on 2009-07-13
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qchau's review: I just pulled my all scores this June/2009 & I have: 719 (experian), 709 (transunion) & 693 (equifax) - I had dream to have this green AMEX card in my pocket for long time but never got luck at all - with my recently scores above, does anyone thinks or believe I will get approved this time or decline again? (in the past, I got decline 5 times within 3 years) - thanks
3 Comments
Comment 1 by colonative
Try This on 2009-07-14
Hi Kiejon,
Go to the Amex website here:
https://www201. Americanexpress.com/sbsapply/EACQServlet? Request_type=myspecialoffers&PID=13&CRTV=Space150Benefits&PSKU=UADF&BUID=SBS&AFFID=UAUSHPOPENOnly&btct=TAB-OPEN-803-UA-MULTI-RATIONAL
It should ask, "already a cardholder" of course you will click no. Then you enter your information to see if you are pre-approved for anything with them. It should be a soft inquiry so it will not hurt you either way.
Good luck.
Hi Kiejon,
Go to the Amex website here:
https://www201. Americanexpress.com/sbsapply/EACQServlet? Request_type=myspecialoffers&PID=13&CRTV=Space150Benefits&PSKU=UADF&BUID=SBS&AFFID=UAUSHPOPENOnly&btct=TAB-OPEN-803-UA-MULTI-RATIONAL
It should ask, "already a cardholder" of course you will click no. Then you enter your information to see if you are pre-approved for anything with them. It should be a soft inquiry so it will not hurt you either way.
Good luck.
Comment 2 by qchau
Re: Colonative / Amex Green Card on 2009-07-15
Hi,
i had placed SECURITY FREEZE on all 3 credit reports - should I need to call them to unlock my credit files (cost $10/each) before I do it? Thanks
Hi,
i had placed SECURITY FREEZE on all 3 credit reports - should I need to call them to unlock my credit files (cost $10/each) before I do it? Thanks
Comment 3 by favour
Amex Approval on 2009-07-18
I would recommend that you get pre-qualified 1st. I was prequalified at American Express https://www201. Americanexpress.com/cards/Applyfservlet? Csi=0/0/b/510 before I actually applied. I was preselected for both AMEX gold and green. When for the Gold! Approved! No-PreSet Spending Limit. They pulled experian and my experian score was 750.
More than likely if you get preselected you will be approved. Was approved 6/2009
I would recommend that you get pre-qualified 1st. I was prequalified at American Express https://www201. Americanexpress.com/cards/Applyfservlet? Csi=0/0/b/510 before I actually applied. I was preselected for both AMEX gold and green. When for the Gold! Approved! No-PreSet Spending Limit. They pulled experian and my experian score was 750.
More than likely if you get preselected you will be approved. Was approved 6/2009
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Disclaimer: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express. Review content is powered by Finance Globe.