"Bank Of America Visa Card"
Bank of America® Platinum Plus® Visa® Card Review
Written by: qchau on 2009-06-13
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
qchau's review: 
I think this bank and 5/3 bank had changed their guidelines this year - now both banks required 720 or above to qualified for Visa cards - last year, many banks only required 680 or above to qualified for either Visa or MasterCards -
my FICO is 702 but got DECLINE for 5/3 bank Visa card this week (6/2009) -
I think this bank and 5/3 bank had changed their guidelines this year - now both banks required 720 or above to qualified for Visa cards - last year, many banks only required 680 or above to qualified for either Visa or MasterCards - my FICO is 702 but got DECLINE for 5/3 bank Visa card this week (6/2009) -
6 Comments
Comment 3 by jjennydean
Just Keep Givig Me Cards!!!! 
on 2007-09-20
500 dollar limit I could care less
on 2007-09-20 500 dollar limit I could care less Comment 4 by defserv
YUP on 2009-06-14
Yeah, I app'd the other day with about the same score and got a big fat denial...=
on 2009-06-14 Yeah, I app'd the other day with about the same score and got a big fat denial...=
Comment 5 by colonative
BofA Or 5/3? on 2009-06-14
So did you get approved for the BofA and declined for 5/3?
That is okay, you don't want a 5th of a 3rd bank anyway LOL. Sorry, poor attempt at a joke.
By the way, if you did get this BofA Platinum Plus does it have a Cardholder Since date on it? My old BofA Visa Gold had it but the replacement card (which also came with a new account number ala MBNA) does not have it. My BofA Visa Signature does though..
on 2009-06-14 So did you get approved for the BofA and declined for 5/3?That is okay, you don't want a 5th of a 3rd bank anyway LOL. Sorry, poor attempt at a joke.
By the way, if you did get this BofA Platinum Plus does it have a Cardholder Since date on it? My old BofA Visa Gold had it but the replacement card (which also came with a new account number ala MBNA) does not have it. My BofA Visa Signature does though..
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Disclaimer: This content is not provided by Bank of America®. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Bank of America®. Review content is powered by Finance Globe.
