"Reports High Limit"
Hilton Honors American Express Card Review
Written by: lobsterboy on 2009-06-10
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
lobsterboy's review: 
This is an Experian Pull score at time of approval EX plus score was 763
EX True Fico was 806. This card has amazing buyer protection and ok points primarily used of course for Hilton run establishments. Instant online approval used the pre qualifier site they have that only uses a "soft" pull to determine what you may qualify for before you do an actual application. Was offered other Amex cards but I have read if they do not report a high limit they can bring down your credit score. The Amex prequalilifier site is easy to use, and I do not want a high credit limit here since I have heard of so many reductions lately. Online credit line given was 2k will request a modest cli upon application.
This is an Experian Pull score at time of approval EX plus score was 763EX True Fico was 806. This card has amazing buyer protection and ok points primarily used of course for Hilton run establishments. Instant online approval used the pre qualifier site they have that only uses a "soft" pull to determine what you may qualify for before you do an actual application. Was offered other Amex cards but I have read if they do not report a high limit they can bring down your credit score. The Amex prequalilifier site is easy to use, and I do not want a high credit limit here since I have heard of so many reductions lately. Online credit line given was 2k will request a modest cli upon application.
3 Comments
Comment 1 by colonative
Congratulations 
on 2009-06-11
Just be careful with Amex when you request a CLI, they may do a financial review on you. That really is not a huge deal but a little off putting.
on 2009-06-11 Just be careful with Amex when you request a CLI, they may do a financial review on you. That really is not a huge deal but a little off putting.
Comment 2 by lobsterboy
CLI on 2009-06-11
Yes I have read everywhere about that, and have not made a decision as of yet if it is worth the paper work for a f/r for a thousand or two anyway.
on 2009-06-11 Yes I have read everywhere about that, and have not made a decision as of yet if it is worth the paper work for a f/r for a thousand or two anyway.
Comment 3 by colonative
Lobersterboy on 2009-06-12
Yeah, it is more of an annoyance then anything else.
on 2009-06-12 Yeah, it is more of an annoyance then anything else.
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Disclaimer: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express. Review content is powered by Finance Globe.
