"Feeling Good About This One...."
Walmart® Credit Card Review
Written by: davis06 on 2009-04-16
Overall Satisfaction
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davis06's review: 
We want to buy some patio furniture and a grill so Wal-mart's financing options, 12 months 0% interest for purchases over $250 seemed appealing to us so I decided to apply.
Transunion score was 681 last week and revolving utilization is down to 1% so I felt confident it would be approved. I had no idea it would be for $1,200! APR is 15.87.
We want to buy some patio furniture and a grill so Wal-mart's financing options, 12 months 0% interest for purchases over $250 seemed appealing to us so I decided to apply.Transunion score was 681 last week and revolving utilization is down to 1% so I felt confident it would be approved. I had no idea it would be for $1,200! APR is 15.87.
5 Comments
Comment 1 by brian23
Very Nice.... 
on 2009-04-16
Do you have any baddies on your CR? That is a pretty decent limit even for GE. Do you still get the promotional APR?
on 2009-04-16 Do you have any baddies on your CR? That is a pretty decent limit even for GE. Do you still get the promotional APR?
Comment 2 by davis06
Brian23... on 2009-04-16
Only baddie is a credit card that was 60 days late 2 years ago. No other negative marks. The score shot up over the past few months as I paid off all my credit card balances.
Trust me, I'm shocked too. Lowes only gave $250 and it's the same bank!?!? Go figure.
on 2009-04-16 Only baddie is a credit card that was 60 days late 2 years ago. No other negative marks. The score shot up over the past few months as I paid off all my credit card balances. Trust me, I'm shocked too. Lowes only gave $250 and it's the same bank!?!? Go figure.
Comment 3 by davis06
Oh Yeah.... on 2009-04-16
Brian - the APR is for all purchases made over $250 for any card holder.
on 2009-04-16 Brian - the APR is for all purchases made over $250 for any card holder.
Comment 4 by meya
Wow on 2009-04-17
That is a shocker. I am surprised they did not offer you the Walmart discover card. Congrats on your approval, hope you enjoy the patio furniture.
on 2009-04-17 That is a shocker. I am surprised they did not offer you the Walmart discover card. Congrats on your approval, hope you enjoy the patio furniture.
Comment 5 by tia530
Good Limit For GEMB on 2009-05-11
Congrats! That is a great limit for a GEMB card, sheesh, I recently got a Sams for $1200 but I have 5 other GEMB backed cards with limits $250-$500 being the highest, good on ya, take care of it.
on 2009-05-11 Congrats! That is a great limit for a GEMB card, sheesh, I recently got a Sams for $1200 but I have 5 other GEMB backed cards with limits $250-$500 being the highest, good on ya, take care of it.
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Disclaimer: This content is not provided by Synchrony Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Synchrony Bank. Review content is powered by Finance Globe.
