"SOME TIPS FOR THIS CARD..."
Vision Premier Prepaid Visa® Card Review
Written by: emrys927 on 2009-03-27
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
emrys927's review: 
You must use the card as a credit card (signature transaction) in order to avoid the ninety-five cent transaction fees they charge. Also, if you use this card to pay for gas at the pump, you will incur an initial preauthorization of $50. It's better to go inside and pre-pay your gas with cash. Another problem I've seen with this card is the locations they list where you can load cash onto the card. Their locator service stated that Homewood, Alabama's Wildwood Wal-Mart would load the card with cash for me. I tried twice to load the card there and three different people (one of them a manager) told me that they'd never heard of the card or the company and refused to load it. I have tried to contact the company to at least let them know that one of their listed locations will not work, but learned that I would incur a charge for calling customer service and there is no email contact on their site. If you want them to know anything, you'll have to pay the customer service charge or snail mail them.
You must use the card as a credit card (signature transaction) in order to avoid the ninety-five cent transaction fees they charge. Also, if you use this card to pay for gas at the pump, you will incur an initial preauthorization of $50. It's better to go inside and pre-pay your gas with cash. Another problem I've seen with this card is the locations they list where you can load cash onto the card. Their locator service stated that Homewood, Alabama's Wildwood Wal-Mart would load the card with cash for me. I tried twice to load the card there and three different people (one of them a manager) told me that they'd never heard of the card or the company and refused to load it. I have tried to contact the company to at least let them know that one of their listed locations will not work, but learned that I would incur a charge for calling customer service and there is no email contact on their site. If you want them to know anything, you'll have to pay the customer service charge or snail mail them.
3 Comments
Comment 1 by jerica
Rip Off Pre-pay Card 
on 2009-03-27
This card sounds terrible like a nightmare, are you using this card as a rebuilder of some sort, I would not even bother with this card, if you can try for a secured card which is a rebuilder card with much better options instead of trying to take away every dollar you have.
on 2009-03-27 This card sounds terrible like a nightmare, are you using this card as a rebuilder of some sort, I would not even bother with this card, if you can try for a secured card which is a rebuilder card with much better options instead of trying to take away every dollar you have.
Comment 2 by wildrage2
Alternative To Bank Account on 2009-03-27
I'm pretty sure that the primary customer for a card like this is someone with a derogatory mark on ChexSystems. If you overdraft a bank account and never pay it off, they will give you a negative mark. Having a negative on this system will prevent you from opening a bank account for 7 years.
on 2009-03-27 I'm pretty sure that the primary customer for a card like this is someone with a derogatory mark on ChexSystems. If you overdraft a bank account and never pay it off, they will give you a negative mark. Having a negative on this system will prevent you from opening a bank account for 7 years.
Comment 3 by emrys927
No on 2009-03-28
I'm not using this as a "rebuilder". I am now disabled thanks to Stage IV cancer and needed a direct deposit option that didn't charge me the monthly service fees my bank did. At least their direct deposit incurs no fees. I researched several options but apparently didn't read carefully enough, so I reviewed the card here to warn others about what they might be getting into with it.
on 2009-03-28 I'm not using this as a "rebuilder". I am now disabled thanks to Stage IV cancer and needed a direct deposit option that didn't charge me the monthly service fees my bank did. At least their direct deposit incurs no fees. I researched several options but apparently didn't read carefully enough, so I reviewed the card here to warn others about what they might be getting into with it.
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Disclaimer: This content is not provided by The Bancorp Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by The Bancorp Bank. Review content is powered by Finance Globe.
