"Way Too Many Fees..."
Visa® Platinum Review
Written by: c2008 on 2009-02-23
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c2008's review: 
Have had this card since November 07, started with a CL of 350.00. Paid off balance every other month. They charged each time I made a payment online. They also charged for calling them over the phone. If I were starting out or fixing your credit, I would look some where else. Right now I paid the account off, sadly still with 10.00 balance.
Have had this card since November 07, started with a CL of 350.00. Paid off balance every other month. They charged each time I made a payment online. They also charged for calling them over the phone. If I were starting out or fixing your credit, I would look some where else. Right now I paid the account off, sadly still with 10.00 balance.
2 Comments
Comment 1 by meya
Humm! 
on 2009-02-24
You are correct about paying a fee online for payments. But it is best to just mail it in for free. I have called them a few times, and never was charged a fee for it. I want to clarify one thing, were you charged for making a payment over the phone, or was this just a normal conversation? I will look into this and see what's going on, this is also new info to me.
Another thing, I do agree to what you said in regards to looking somewhere else, but I just wanted to add, this cc is a whole lot better than some other rotten credit cards. The annual fee is divided into 12 months, which is about average to others. I have seen some creditors charging high as $150 in annual fees. It is a good card to rebuild with, but not to stay with.
on 2009-02-24 You are correct about paying a fee online for payments. But it is best to just mail it in for free. I have called them a few times, and never was charged a fee for it. I want to clarify one thing, were you charged for making a payment over the phone, or was this just a normal conversation? I will look into this and see what's going on, this is also new info to me. Another thing, I do agree to what you said in regards to looking somewhere else, but I just wanted to add, this cc is a whole lot better than some other rotten credit cards. The annual fee is divided into 12 months, which is about average to others. I have seen some creditors charging high as $150 in annual fees. It is a good card to rebuild with, but not to stay with.
Comment 2 by davis06
Online Bill Pay on 2009-02-25
I bank with BOA and I set this credit card account up on Bill Pay. Doesn't even cost me a stamp and it's faster than mailing it yourself.
I agree with Meya - this card is better than most others when it comes to annual fees. Just make your payments via mail or online bill pay through your bank.
on 2009-02-25 I bank with BOA and I set this credit card account up on Bill Pay. Doesn't even cost me a stamp and it's faster than mailing it yourself.I agree with Meya - this card is better than most others when it comes to annual fees. Just make your payments via mail or online bill pay through your bank.
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Disclaimer: This content is not provided by Credit One Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Credit One Bank. Review content is powered by Finance Globe.
