Discover Credit Cards
Discover cards have maintained a history over the years of being a consistently reliable and versatile option for consumers and businesses for those interested in cultivating and maintaining a strong credit score. In recent years they have continued to raise the bar in offering their users a variety of competitive rewards programs and annual percentage rates. First time Discover card members can typically expect to take advantage of a number of perks that can range from 0% APR introductory rates, to annual cash back bonuses that can often double a user's total cash back rewards points after their first year. Unique conveniences and features afforded to Discover card members can range from exceptional fraud protection services, to upper echelon premium packages that do away with common factors like annual usage fees and foreign transaction fees entirely.
While the most exceptional credit card offers presented by Discover can require very good to exceptional credit scores, the variety of Discover credit card applications offered means that users with a wide range of credit scores and histories can still expect to find a number of credit card options that work well with their current budget and standing. Read ahead for our rundown of the best packages that Discover currently offers, and refer to our user reviews for each to narrow down the best overall card for you.
Here are just a few of them:
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Milestone® Mastercard®
- Simple application process with a quick decision
- Less than perfect credit is okay
- 24/7 access to your account information, even on mobile
- Reports to all three major credit bureaus
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews |
|---|---|---|---|---|---|---|---|
| Fair Credit, Poor Credit | Consumer | See Terms* / $99 | N/A | N/A | See Terms | None | Be the first to write one |
Kay Jewelers Credit Card
Express Your Love Your Way. Enjoy Zero Down Special Financing* on purchases of $300 or more with the KAY Jewelers Credit Card issued by Comenity Bank.
Nothing Should Get in the Way of Love. Use your KAY Jewelers Credit Card and select a Special Financing* plan that works best for you.
- 6 Months Special Financing: $300 minimum purchase*
- 12 Months Special Financing: $750 minimum purchase*
- 18 Months Special Financing: $3000 minimum purchase*
- 36 Months Special Financing: $1,500 minimum purchase*
- Treat yourself to something wonderful during your birthday month with $100 off.*
- Cardholder's Anniversary: Celebrate with a special offer, just for you with $100 off.*
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews |
|---|---|---|---|---|---|---|---|
| Poor Credit, Limited Credit | Consumer | $0* | N/A | N/A | 33.24% (Variable)* | None | 41 |
Chime Spending Account and Visa® Debit Card
Chime® is a new award-winning mobile app designed to help people lead healthier financial lives and automate their savings. With Chime, you get a Chime Visa® Debit Card and an FDIC insured deposit account that can be managed entirely from your smartphone, plus a Savings Account that helps you save money without thinking about it.
- Your deposits are insured up to $250,000 through The Bancorp Bank or Stride Bank; Member FDIC.
- Visa's Zero-Liability Policy protects all unauthorized purchases.*
- 60K+ fee-free ATMs at convenient locations like Walgreens, 7-Eleven, CVS and more
- Real-time alerts for every banking transaction.
- Automatic Savings takes the effort out of saving.
- No minimum, monthly, or overdraft fees.˜
Disclocures: Chime is a financial tech... See More
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews |
|---|---|---|---|---|---|---|---|
| N/A | Debit | $0** | N/A** | N/A** | N/A** | None | Be the first to write one |
Blain's Farm & Fleet Rewards Mastercard®
Life can be more rewarding with the Blain’s Farm & Fleet Rewards Mastercard. Earn rewards on purchases you already make. Not only at Blain’s Farm & Fleet, but at gas stations, grocery stores, and everywhere else. For larger Blain's Farm & Fleet purchases low promotional special financing is available.
- 3 POINTS per $1 spent At Blain's Farm & Fleet*
- 2 POINTS At Gas Stations & Grocery Stores
- 1 POINT Everywhere Else
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews |
|---|---|---|---|---|---|---|---|
| Good Credit, Above Average Credit, Fair Credit | Consumer | $0* | N/A | 0% for 12 billing cycles* | 26.74% (Variable)* | Store | 1 |
Destiny Mastercard®
- 24/7 access to your account, even on mobile!
- Accepted nationwide, wherever Mastercard is accepted
- Account history is reported to the three major credit bureaus in the U.S
- All the benefits of a Mastercard, without a security deposit
- An opportunity to build and access credit
- An unsecured Mastercard for less than perfect credit
- Fraud Protection* from unauthorized charges
- Keeping your account in good standing may help establish and/or improve your credit history
- Multiple card designs to choose from, no extra charge
- Responsible use and on time payment history can begin your financial future on the right track
- Simple and fast application process
- Quick and easy application process with a typical decision in 60 seconds or less
- $700 Credit Limit
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews |
|---|---|---|---|---|---|---|---|
| Poor Credit, Good Credit | Consumer | See Terms* / $49 | N/A | N/A | See Terms* | None | Be the first to write one |
Amazon Prime Rewards Visa Signature Card
- Earn unlimited 5% back on your Amazon.com purchases with an eligible Prime membership*
- Earn unlimited 5% back at Amazon Fresh online or in-store with an eligible Prime membership*
- Earn unlimited 5% back at Whole Foods Market online or in-store with an eligible Prime membership*
- Earn unlimited 5% back on Chase Travel purchases with an eligible Prime membership*
- Earn unlimited 2% back at gas stations*
- Earn unlimited 2% back at restaurants whether you dine in or take out*
- Earn unlimited 2% back on local transit and commuting, including rideshare*
- Earn unlimited 1% back on all other purchases anywhere Visa is accepted*
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews |
|---|---|---|---|---|---|---|---|
| Excellent Credit, Good Credit | Consumer | $0* | N/A | N/A | 20.49%* - 29.24% (Variable)* | Store | 3 |
Upgrade Cash Rewards Visa®
- $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
- Earn 1.5% unlimited cash back on card purchases every time you make a payment
- Combine the flexibility of a credit card with the predictability of a personal loan
- No annual fee
- No touch payments with contactless technology built in
- See if you qualify in minutes without hurting your credit score
- Great for large purchases with predictable payments you can budget for
- Mobile app to access your account anytime, anywhere
- Relax knowing you’re protected against unauthorized transactions with Visa’s Zero Liability Policy
- See Rates & Fees
** To qualify for the welcome bonus, you must... See More
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews |
|---|---|---|---|---|---|---|---|
| Excellent Credit, Good Credit | Consumer | $0 | N/A | N/A | 14.99% - 29.99% APR | Cash Back | 1 |
Upgrade Life Rewards Visa®
- 3% Cash Back on payments for Gas, Grocery, Health, Streaming, and Utility categories, 1% cash back on everything else (Target and Walmart earn 1%)
- Pay your balance in full early each month and avoid interest with EarlyPay*
- Combine the flexibility of a card with the predictability of a loan
- No Annual fee*
- No touch payments with contactless technology built in*
- See if you qualify in minutes without hurting your credit score
- Great for large purchases with predictable payments you can budget for
- Mobile app to access your account anytime, anywhere
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews |
|---|---|---|---|---|---|---|---|
| Excellent Credit, Good Credit | Consumer | $0 | N/A | N/A | 14.99% - 29.99% APR | Cash Back | Be the first to write one |
Upgrade Triple Cash Rewards Visa®
- $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions
- Unlimited cash back on payments: 3% on Home, Auto, and Health categories and 1% on everything else after you make payments on your purchases
- No annual fee
- Combine the flexibility of a credit card with the predictability of a personal loan
- No touch payments with contactless technology built in
- See if you qualify in minutes without hurting your credit score
- Great for large purchases with predictable payments you can budget for
- Mobile app to access your account anytime, anywhere
- Relax knowing you’re protected against unauthorized transactions with Visa’s Zero Liability Policy
** To qualify for the welcome bonus, you must... See More
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews |
|---|---|---|---|---|---|---|---|
| Excellent Credit, Good Credit, Above Average Credit | Consumer | $0* | N/A | N/A | 14.99% - 29.99% APR | Cash Back | Be the first to write one |
FamZoo Debit Mastercard
FamZoo prepaid cards are a uniquely affordable, convenient, and educational MasterCard® reloadable card offering designed specifically for families.
- No risk of debt, overdraft, or hidden fees
- Free card load and ATM options
- Order immediately online with no credit check
- Empower kids of all ages
- Retain parental visibility and control
- Move money instantly between family members
- Automatically track purchases
- Available to eligible U.S. families
| Credit Target | Type | Monthly Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews |
|---|---|---|---|---|---|---|---|
| N/A | Debit | $5.99 per month* | N/A | N/A | N/A* | None | Be the first to write one |
