Should I Refinance?
Input Information
Before Refinancing
After Refinancing
Amount :
($)
Interest Rate :
(%)
(%)
Length :
(Yrs)
(Yrs)
Months Paid :
(Mts)
Years Before Sell :
(Yrs)
Fees and Points
Points :
(%)
Origination Fees :
(%)
Closing Costs :
($)
Your Taxes Rates
Tax Rate :
(%)
State Tax Rate :
(%)
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Financial Analysis (
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Before Refinancing
After Refinancing
Monthly Payment :
$1,342.05
$1,163.21
Total Monthly Payments :
$80,523.24
$69,792.40
Monthly Payment Savings :
$10,730.84
Total Interests Paid :
$54,306.57
$49,493.47
Tax Savings :
$16,835.04
$15,342.98
Tax Saving Losses :
$1,492.06
Balance at Refinance :
$229,571.83
Points Value :
$2,295.72
Refinance amount :
$229,571.83
Balance at Sale :
$203,355.16
$209,272.90
Balance Losses :
$5,917.74
Total Losses :
$7,409.80
Total Closing Costs :
$3,495.72
Total Savings :
$10,730.84
Total Benefit
(Savings - Losses - Closing) :
$-174.68
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