Optima® Platinum Card®

Optima® Platinum Card®

Pay Less, Get More
The Optima Platinum Card offers some of American Express' most extraordinary benefits. The Card has no annual fee, and comes with a competitive 0.00% APR for the first 6 months of cardmembership, and then prime plus 6.00%. The Card has a 25 day grace period, and the option to pay over time. Additional Cards are fee-free, so you can share virtually all the benefits and services with your friends or family members.

Enroll in Optima Platinum Card's Membership Rewards Express (SM) program
Why wait for the rewards you want? You can earn one point for virtually every dollar you spend on your Card. Which means you can get the rewards you want right now - from an incredible selection of clothing, electronics, dining experiences, online music, travel, and more.¹

Transfer Balances Fee-Free
Transfer balances from your higher-rate MasterCard^®, Discover^®, and Visa^® cards to your American Express^® Card account -with no transaction fee! Then enjoy the low APR: Fixed rate of 8.90% for life of balance (until the balance is completely paid off), on BT requests submitted with this application.

Access Your Account Online
You can view up-to-date billing information online, including transactions, charges, and payments.

Dedicated Customer Service
American Express is here to help you around the clock, with the kind of Customer Service that keeps Card members loyal for a lifetime. For immediate service, call the phone number on the back of your Card.

Your Year End Summary: Now Available Online
Your new Online Year End Summary of Charges gives you access to important information 24 hours a day, seven days a week. Flexible features make organizing your expenses a snap - download the Summary and print it out; sort by date, merchant name, or charge amount; review charges made within a category, such as Travel and Restaurant. Your Year End Summary is an indispensable tool for preparing taxes and budgeting. You may also receive a paper Year End Summary in the mail by calling the number on the back of your Card.