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Capital One® Classic Platinum Credit Card

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Capital One Classic Platinum Credit Card - Credit Card

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Capital One® Classic Platinum Credit Card

Get the credit you need with a competitive rate
Get access to a higher credit line after making your first 5 monthly payments on time
Fraud coverage if your card is lost or stolen
Use online banking to access your account—even from your smartphone with our mobile app
Pick the monthly payment due date that works best for you
Pay however you want—by check, online, or at a local branch, all with no fee
Get access to your account 24 hours a day, 7 days a week
Start building for the future with features that can help you get there

Credit Target	Type	Annual Fee	BT Intro APR	Purchase Intro APR	Regular APR	Rewards	Reviews
Fair Credit, Limited Credit	Consumer	$39	N/A	N/A	20.9% (V)	None	37

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Does anyone regularly use Capital One Credit Cards? I just don't have a lot of experience with them.

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My husband and I have two Capital One cards, so they must allow that. I think it's always best to give it some time before applying for more credit, especially within the same bank. Congratulations! It sounds like you've worked hard on your credit score and it's paying off.

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Re: Capital One Cards & Credit Questions [in: credit-cards]
My opinion based on personal experience and if I am reading correctly you currently have two capital one credit cards that are both under a year old, with your secured card getting closer to one year of age. I?d say wait until August and see if Capital One offers to upgrade your secured credit card. I have read a lot of post where after a year of good usage/payment history Capital One had converted the individual?s secured card to one...