Target REDcard® Store Card
- Links to your existing checking account.
- Cash withdrawal at checkout up to $40.
- View transactions & manage your PIN at Target.com/myREDcard.
- Charge your Target purchases in-store & at Target.com.
- Receive a monthly bill.
- Check balance, make payments & review statements at Target.com/myREDcard.
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards |
|---|---|---|---|---|---|---|
| Good Credit, Fair Credit, Limited Credit | Personal | $0* | N/A* | N/A* | 22.90%* | Store Specific |
This Credit Card Is Currently Not Available
Important Notice: Target REDcard® Store Card from Target National Bank is no longer available or maintained at Finance Globe. We are displaying limited archived data. Some information may be incomplete, inaccurate or missing. We apologize for the inconvenience. Here are some of the most popular cards on Finance Globe:
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Target REDcard® Store Card Quick Summary:
This is a Store rewards card, issued by Target National Bank. Store reward cards normally offer rebates on specific brand merchandise or purchases. This card is intended for consumers, or "personal use" with a good to perfect credit history. Rates may vary among applicants, however the lowest standard APR is 22.90%* (Variable)*.
Important Rates:
There is not an introductory APR for this card, so the lowest or standard rate may apply immediately or after the grace period for eligible purchases. There is no annual fee for this card.*
Rewards:
This card is a store or brand specific rewards card, where you can expect rewards, gift certificates, or even rebates for your purchases, according to the offer details.
Credit Record Needed:
Based on the FICO score recommendation, applicants should have a recently clean credit record, with no recent negative marks on their report. However the card issuer may expect limited discrepancies. A FICO credit score of 616 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.
FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any Target National Bank product.
Other Basics:
The grace period listed for the Target REDcard® Store Card is at least 25 days*. So interest charges will not be applied for new purchases during this time if balance is paid in full by the due date.
This is a store or retail card, not a traditional credit card. Acceptance of this card is normally bound to the merchandiser or select partners.
Approval Rate:
There were 80 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 75% of those applicants were approved.
This card has a very poor approval or acceptance rate. This could be due to the fact that applicants changed their decision after wanting a traditional credit card such as a Visa, Mastercard, Discover Card or American Express card. Furthermore, if your FICO score is close to or higher than 616, then your chance of approval
may be even greater.
Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.
Community Opinion:
Based on community reviews, we found that
89% of 74 users recommend this card.
