Ascent Student Loan

College Students Sitting Outside

If you are searching for a student loan, Ascent provides both Undergrad and Graduate student loans. Cosigning is not a requirement for eligible Juniors and Seniors, however Undergraduate rates are substantially lower if you have a cosigner. You can check what rates you pre-qualify for without impacting your credit score. 

Maximum loan amount for an academic year is $200,000 for Undergraduate and Graduate credit-based loans, $20,000 for Undergraduate non-cosigned future income-based loans. The minimum loan amount is $1,000.

If you are ready to see if you pre-qualify, get started here.

  • 0.25% Automatic Payment Discount applied when eligible borrowers are making automatic payments on their Ascent credit-based student loan via auto debit from their personal checking account.
  • 2.00% Automatic Payment Discount applied when eligible borrowers are making automatic payments on their Ascent non-cosigned future income-based student loan via auto debit from their personal checking account.
  • 1% Cash Back Graduation Reward (Subject to Terms & Conditions)
  • $1,000 student scholarship giveaway every month.
  • Earn money for each friend you refer, and your friends get paid too! 
  • Ascent Rewards is an easy cash back program designed to help you earn cash from making purchases at over 50,000+ of your favorite stores. You can accumulate cash rewards and make payments with Ascent Rewards. *

 

Ascent is built around one guiding principle: Student loans should expand possibilities, not limit them. That’s why Ascent created a new private student loan program that gives students more opportunities to qualify for a loan, with or without a cosigner. Finance Globe strongly feels that Ascent's simple website navigation, loan transparency, rewards and giveaways, referral credit, student resources and innovation in the industry makes Ascent one of the best student loan programs in the space.